Stafford County property record for 104 Rowser Rd, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1900 |
| Lot Size | 0.716 acres (31,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Jun 2018) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 53D-1-29 |
| Primary APN | 53D-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,211 sqft (0.716 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Heating Fuel | Oil |
|---|---|
| Sewer | Connected |
| Account Number | 31790 |
|---|---|
| Old Parcel Number | 053D 1 29 |
| Street Address | 104 ROWSER RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | 3 LOTS .71648 AC MARTIN SHELTON DIVISON ETAL |
| Legal Subdivision | MARTIN SHELTON DIV |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10406 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Falmouth Historic District listed 1970 · 38 contributing resources · NRIS 70000825 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
104 Rowser Rd is owned by two individuals who bought it in June 2018.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9708 HERRICKS FORD RD, SPOTSYLVANIA, VA 22553-3785 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Jun 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on File |
| Deed Sale | Jun 15, 2018 · Amount on File |
| Deed Document Number | 180009832 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 104 ROWSER RD, FREDERICKSBURG, VA 22405-2366 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210035371 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 210035371 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 224 Months |
| Due | Jun 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 15, 2018 |
| Property Address | 104 ROWSER RD, FREDERICKSBURG, VA 22405-2366 |
| Document Number | 180009832 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 9832 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9708 HERRICKS RD SPOTSYLVANIA VA 22553, SPOTSYLVANIA, VA 22553 |
| Document Number | 180009833 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 9833 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 104 Rowser Rd was $1,652.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,652.00 | $176,400 Land $95,000 Building $81,400 | $176,400 Land $95,000 Building $81,400 |
| 2023 | $1,152.00 | $122,000 Land $80,000 Building $42,000 | $122,000 Land $80,000 Building $42,000 |
| 2021 | $938.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Rowser Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1989–2018) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Rowser Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures