104 Ross St, Elkton, MD 21921 Property Records

Cecil County property record for 104 Ross St, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,280 sqft · built 1973
Lot Size0.492 acres (21,431 sqft)
Owner2 Individual Names on Record
Last Sale$251,900 (Jul 2004)
Tax Bill$4,228 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-017621

Property Details

APN / Parcel Number

Primary APN03-017621
Alternative APNs
  • 3017621
  • 017621

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,280 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,431 sqft (0.492 acres)
Garage TypeBuilt-in
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area72 sqft
Deck Area240 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number017621
Street Address104 ROSS ST
CityELKTON
StateMD
Zip21921-6114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 14 - .492 ACRE 104 ROSS STREET GLEN MARY HEIGHTS
Legal SubdivisionGLEN MARY HGTS
Legal Lot Number14
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1021
Census Tract30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 ROSS ST, ELKTON, MD 21921-6114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2004 · Amount on Record
Deed SaleJul 23, 2004 · Amount on Record
Prior SaleFeb 17, 1995 · Amount on Record
Deed Document Number2004264839
Deed Book / Page1705 / 599
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address104 ROSS ST, ELKTON, MD 21921-6114
Document Number0047150299
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 ROSS ST GLEN MARY HTS ELKTON MD 21921, ELKTON, MD 21921

Mortgage

Document Number0047150299
DateOct 29, 2020
Book Page004715/000299
Lender
NameCOMMUNITY POWERED FCU
TypeCredit Union
AddressBEAR, DE 19701
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,228.00 (+3.98%) Homeowner's exemption$249,833 (+12.32%)$262,500 (+16.93%) Land $57,200 Building $205,300
2025$4,066.00 (+28.26%) Homeowner's exemption
2023$3,170.00 Homeowner's exemption$222,433$224,500 Land $57,200 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Talkie Communications.

Nearby Properties on Ross St

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