104 Rosemount, Williamsburg, VA 23188 Property Records

James City County property record for 104 Rosemount, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,300 sqft · built 1990
Lot Size	0.429 acres (18,687 sqft)
Owner	Individual Name on Record
Last Sale	$468,000 (Mar 2017)
Tax Bill	$4,874 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-1 02-0-0150`

Property Details

APN / Parcel Number

Primary APN	`37-1 02-0-0150`
Alternative APN	`8864`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,300 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	18,687 sqft (0.429 acres)
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces
Deck Area	538 sqft
Patio Area	538 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8864
Street Address	104 ROSEMOUNT
City	WILLIAMSBURG
State	VA
Zip	23188-7458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-150 S-2 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	150
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	3
Census Block	3005
Census Tract	80207

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 ROSEMOUNT, WILLIAMSBURG, VA 23188-7458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MR CHARLES MORTGAGE LLC
Oct 27, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Mar 3, 2017	Grant Deed, Transfer · VA Mortgage NEWTOWNE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	20174593
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	104 ROSEMOUNT, WILLIAMSBURG, VA 23188-7458
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210022228
Date	Nov 10, 2021
Instrument	210022228

Lender

Name	MR CHARLES MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	104 ROSEMOUNT, WILLIAMSBURG, VA 23188-7458
Document Number	0000021267
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021267
Date	Nov 9, 2017
Instrument	21267

Lender

Name	CLEARPATH LNDG

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 3, 2017
Property Address	104 ROSEMOUNT, WILLIAMSBURG, VA 23188-7458
Document Number	0000004593
Instrument Date	Feb 24, 2017
Instrument	4593
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ROSEMOUNT WILLIAMSBURG VA 231887458, WILLIAMSBURG, VA 23188-7458

Mortgage

Document Number	4594
Date	Mar 3, 2017
Instrument	4594

Lender

Name	NEWTOWNE MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,874.00 (+33.79%)	$587,300 (+23.38%) Land $106,900 Building $480,400	$587,300 (+23.38%) Land $106,900 Building $480,400
2023		$476,000 Land $78,900 Building $397,100	$476,000 Land $78,900 Building $397,100
2019	$3,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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