104 Robin Dr, Owenton, KY 40359 Property Records

Owen County property record for 104 Robin Dr, Owenton, KY 40359

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1978
OwnerIndividual Name on File
Last Sale$165,000 (Jan 2026)
Tax Bill$1,086 (2025)
Deeds & MortgagesJun 2025 Mortgage
Jan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN061-20-00-076.21

Property Details

APN / Parcel Number

Primary APN061-20-00-076.21
Alternative APN
  • 13872

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Living Area

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
TerrainRolling
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number13872
Street Address104 ROBIN DR
CityOWENTON
StateKY
Zip40359-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT/HOUSE
JurisdictionOWEN KY
Township / Civil DivisionOWENTON
Census Block Group1
Census Block1012
Census Tract970201

Owner

104 Robin Dr is owned by an individual who bought it in January 2026.

Source: Owen County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1970 OLD FRANKFORT PIKE, OWENTON, KY 40359-7066
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 9, 2026Deed, Transfer · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2026 · Amount on File
Deed SaleJan 9, 2026 · Amount on File
Prior SaleFeb 25, 2016 · Amount on File
Deed Document Number1183631
Deed Book / PageD280 / 387
Record UpdatedJun 8, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN KY
Property Address104 ROBIN DR, OWENTON, KY 40359-3107
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 ROBIN DR, OWENTON, KY 40359-3107

Mortgage

Document Number00M343/134
DateJun 11, 2025
Book PageM343/134
Instrument1178480
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionOWEN KY
Recording DateJan 9, 2026
Property Address104 ROBIN DR, OWENTON, KY 40359-3107
Document Number00D280/387
Book / PageD280 / 387
Map ReferenceCAB 1 SL 51
Instrument DateJan 9, 2026
Instrument1183631
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 ROBIN DR, OWENTON, KY 40359-3107

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1970 OLD FRANKFORT PIKE, OWENTON, KY 40359-7066

Mortgage

Document Number000M349177
DateJan 9, 2026
InstrumentM349/177
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term355 Months
DueAug 19, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 104 Robin Dr was $1,086.

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOwen County
MunicipalityOwenton City
Unified School DistrictOwen County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,086.00$91,800$91,800
2023$880.00$75,800$75,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Robin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Robin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Broadlinc
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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