Burke County property record for 104 Riverwoods Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,239 sqft · built 2021 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,500 (Jun 2020) |
| Tax Bill | $3,853 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1794659703 |
| Primary APN | 1794659703 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,239 sqft Living Area |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 67,518 sqft (1.55 acres) |
| Garage Type | Attached |
| Garage Area | 981 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 104 RIVERWOODS DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-0012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 104 RIVERWOODS DR MORGANTON, NC 28655 |
| Legal Subdivision | RIVERWOODS SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 20202 |
104 Riverwoods Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 RIVERWOODS DR, MORGANTON, NC 28655-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC |
| Sep 9, 2020 | Deed of Trust, Construction Loan · Construction Mortgage FIRST CITIZENS BK & TR CO |
| Jun 23, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on File |
| Deed Sale | Jun 23, 2020 · Amount on File |
| Deed Document Number | 202017041602 |
| Deed Book / Page | 2471 / 804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 104 RIVERWOODS DR, MORGANTON, NC 28655-0012 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 104 RIVERWOODS DR, MORGANTON, NC 28655-0012 |
| Document Number | 0026800177 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 2680/177 |
| Instrument | 2023003445 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 104 RIVERWOODS DR, MORGANTON, NC 28655-0012 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026030657 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 2603/657 |
| Instrument | 2021017425 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 104 RIVERWOODS DR, MORGANTON, NC 28655-0012 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 104 RIVERWOODS DR, MORGANTON, NC 28655-0012 |
| Document Number | 0026340218 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 2634/218 |
| Instrument | 2021023361 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 9, 2020 |
| Property Address | 104 RIVERWOODS DR, MORGANTON, NC 28655-0012 |
| Document Number | 0024850906 |
| Book / Page | 002485 / 000906 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 44435 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 RIVERWOODS DR MORGANTON NC 28655, MORGANTON, NC 28655 |
| Document Number | 24850906 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 002485/000906 |
| Instrument | 44435 |
| Name | FIRST CITIZENS BK & TR CO |
|---|---|
| Address | COLUMBIA, SC 29201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 23, 2020 |
| Property Address | 104 RIVERWOODS DR, MORGANTON, NC 28655-0012 |
| Document Number | 0024710804 |
| Book / Page | 002471 / 000804 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 41602 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $117.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1442 6TH STREET CIRCLE CT NW HICKORY NC 286015257, HICKORY, NC 28601-5257 |
The 2026 property tax bill for 104 Riverwoods Dr was $3,853, up 0.1% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,853.00 (+0.13%) | $675,906 (-) Land $47,350 Building $628,556 | $675,906 (-) Land $47,350 Building $628,556 |
| 2025 | $3,848.00 | $675,906 Land $47,350 Building $628,556 | $675,906 Land $47,350 Building $628,556 |
| 2023 | $3,873.00 | $675,906 Land $47,350 Building $628,556 | $675,906 Land $47,350 Building $628,556 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Riverwoods Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Riverwoods Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures