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104 Riverview Ave, Oxford, MD 21654 Property Records

Talbot County property record for 104 Riverview Ave, Oxford, MD 21654

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,112 sqft · built 1968
Lot Size0.322 acres (14,038 sqft)
OwnerIndividual Name on Record
Last Sale$422,000 (Nov 2024)
Tax Bill$2,648 (2026)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN03-114899

Property Details

APN / Parcel Number

Primary APN03-114899
Alternative APNs
  • 3114899
  • 114899

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,112 sqft Total Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,038 sqft (0.322 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number114899
Street Address104 RIVERVIEW AVE
CityOXFORD
StateMD
Zip21654-1328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL19 P/O 18 - 14,038 S/S RIVERVIEW AVE OXFORD
Legal SubdivisionTRED AVON ADD
JurisdictionTALBOT MD
Township / Civil Division3, TRAPPE
Census Block Group2
Census Block2011
Census Tract960900

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address104 RIVERVIEW AVE, OXFORD, MD 21654-1328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2024 · Amount on Record
Deed SaleNov 19, 2024 · Amount on Record
Prior SaleMay 13, 1991 · Amount on Record
Deed Book / Page3150 / 377
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Property Address104 RIVERVIEW AVE, OXFORD, MD 21654-1328
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028640466
DateJun 28, 2021
Book Page2864/466
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalityOxford Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,648.00 (+3.28%) Homeowner's exemption$243,700 (+17.5%) Land $95,200 Building $148,500$243,700 (+17.5%) Land $95,200 Building $148,500
2025$2,564.00 (+66.6%) Homeowner's exemption
2023$1,539.00 Homeowner's exemption$207,400 Land $95,200 Building $112,200$207,400 Land $95,200 Building $112,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 282 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies305 units insured
incl. 23 condo units
Nearby Flood Claims227 (1979–2024)
Claims Outside the SFHA19 of 227
Most Recent ClaimOct 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 128 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OXFORD
serves 726 people · EPA ID MD0200005
Water SourceGroundwater
Last State InspectionApr 2025
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Breezeline
Cable		250 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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