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104 Riverbank Dr, Laredo, TX 78045 Property Records

Webb County property record for 104 Riverbank Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,330 sqft · built 1987
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$42,400 (Nov 2017)
Tax Bill$500 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN937-00013-332

Property Details

APN / Parcel Number

Primary APN937-00013-332
Alternative APN
  • 219817

Interior

Stories1 Story
Building Area1,330 sqft Living Area
1st Floor Area1,330 sqft
Utility Area28 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeCarport
Garage Area529 sqft
CarportCarport
Carport Area529 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area478 sqft
Storage Building330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address104 RIVERBANK DR
CityLAREDO
StateTX
Zip78045-7049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 332 BLK 13 RIVER VIEW ESTATES UNIT I
Legal SubdivisionRIVERVIEW ESTATES SECTION 6
Legal Block13
Legal Lot Number332
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group1
Census Block1006
Census Tract1717

Owner

104 Riverbank Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address104 RIVERBANK DR, LAREDO, TX 78045-7049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Oct 22, 2020Gift Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2017 · Amount on File
Deed SaleNov 20, 2017 · Amount on File
Deed Document Number20171313867
Deed Book / Page4331 / 672
Last Transfer DateOct 19, 2020
Transfer Doc004886/677
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address104 RIVERBANK DR, LAREDO, TX 78045-7049
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 RIVERBANK DR, LAREDO, TX 78045-7049

Mortgage

Document Number005980/352
DateFeb 5, 2026
Book Page5980/352
Instrument1579007
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Address10194 CROSSPOINT BLVD, INDIANAPOLIS, IN 46256
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2046

October 2020: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWEBB TX
Recording DateOct 22, 2020
Property Address104 RIVERBANK DR, LAREDO, TX 78045-7049
Document Number004886/677
Book / Page4886 / 677
Map ReferenceVOL 5 PG 83
Instrument DateOct 19, 2020
Instrument1407926
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 RIVERBANK DR, LAREDO, TX 78045-7049

Tax Assessment & Valuation

The 2025 property tax bill for 104 Riverbank Dr was $500 with exemptions applied.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,865 (+5.92%) Land $62,106 Building $106,759$168,865 (-0.22%) Land $62,106 Building $106,759
2025$500.00 Homeowner's exemption Senior Citizen's exemption$159,426$169,237 Land $62,106 Building $107,131
2024$500.00
2023$159,572 Land $50,094 Building $109,478$159,572 Land $50,094 Building $109,478
2022$499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Riverbank Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims22 (2002–2017)
Claims Outside the SFHA7 of 22
Most Recent ClaimMay 2017 · rainfall accumulation
Claims by Event
  • Hurricane Alex, Jul 2010 · 11 claims
  • Tropical Storm Fay, Sep 2002 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Riverbank Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Smartcom Telephone.

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