104 River Rd, Cleveland, SC 29635 Property Records

Pickens County property record for 104 River Rd, Cleveland, SC 29635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,399 sqft · built 2023
Lot Size	3.32 acres (144,619 sqft)
Owner	2 Individual Names on File
Last Sale	$32,500 (May 2021)
Tax Bill	$5,453 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5107-00-19-8390`

Property Details

APN / Parcel Number

Primary APN	`5107-00-19-8390`
Alternative APN	`R0034704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,399 sqft Living Area
Basement Area	1,442 sqft
Unfinished Basement	1,442 sqft
Flooring	Carpet
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Shingle
Lot Area	144,619 sqft (3.32 acres)
Garage Type	Detached
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0034704
Street Address	104 RIVER RD
City	CLEVELAND
State	SC
Zip	29635-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BLUFF LOT 034 SEC 1 PHASE I PLAT 31/168 PLAT 613/102
Legal Subdivision	RIVER BLUFF
Legal Phase	1
Legal Tract	34
Legal Block	19
Legal Lot Number	34
Jurisdiction	PICKENS SC
Township / Civil Division	NORTH PICKENS
Census Block Group	3
Census Block	3022
Census Tract	10100

Owner

104 River Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Pickens County records, as of February 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 RIVER RD, CLEVELAND, SC 29635-9654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 17, 2022	Deed of Trust, Mortgage · Construction Mortgage THE FEDERAL SAVINGS BANK
May 18, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Deed Document Number	20219706
Deed Book / Page	2274 / 163
Prior Transfer Date	Jan 10, 2008
Prior Transfer Doc	001161/0013
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	104 RIVER RD, CLEVELAND, SC 29635-9654
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RIVER RD, CLEVELAND, SC 29635-9654

Mortgage

Document Number	0000012395
Date	Aug 31, 2023
Book Page	6371/121
Instrument	202312395

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Sep 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	104 RIVER RD, CLEVELAND, SC 29635-9654
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 SOUTH CAROLINA #414 414, 414, TRAVELERS REST, SC 29690

Mortgage

Document Number	0000002749
Date	Feb 17, 2022
Book Page	6097/151
Instrument	202202749

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2023

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	May 18, 2021
Property Address	104 RIVER RD, CLEVELAND, SC 29635-9654
Document Number	0000009706
Book / Page	002274 / 000163
Instrument Date	May 12, 2021
Instrument	9706
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 RIVER RD CLEVELAND SC 29635, CLEVELAND, SC 29635

Tax Assessment & Valuation

The 2025 property tax bill for 104 River Rd was $5,453, up 7.4% from the year before.

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,453.00 (+7.41%)	$24,290 (+14.96%) Land $2,240 Building $22,050	$753,500 (+114%) Land $69,600 Building $683,900
2024	$5,077.00 (+987.15%)	$21,130 (+983.59%) Land $1,950 Building $19,180	$352,100 (+983.38%) Land $32,500 Building $319,600
2023	$467.00 (-0.64%)	$1,950 (-) Land $1,950	$32,500 (-) Land $32,500
2022	$470.00	$1,950 Land $1,950	$32,500 Land $32,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 River Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENVILLE WATER serves 426,057 people · EPA ID SC2310001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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