104 Reflection Way, Sterling, VA 20164 Property Records

Loudoun County property record for 104 Reflection Way, Sterling, VA 20164 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,431 sqft · built 1985
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2003)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-45-5988-000`

Property Details

APN / Parcel Number

Primary APN	`013-45-5988-000`
Alternative APN	`81 J 1 3`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,431 sqft Living Area
1st Floor Area	816 sqft
Basement Area	775 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Deck Area	Deck Area
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	104 REFLECTION WAY
City	STERLING
State	VA
Zip	20164-5532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MIRROR RDG SUB S.1 LOT 3 200310240141754
Legal Subdivision	MIRROR RDG SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2004
Census Tract	611205

Owner

Source: Loudoun County records · APN 013-45-5988-000

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 REFLECTION WAY, STERLING, VA 20164-5532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2003 · Amount on Record
Deed Sale	Oct 24, 2003 · Amount on Record
Deed Document Number	20031754
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	104 REFLECTION WAY, STERLING, VA 20164-5532
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043048
Date	Jul 25, 2022
Instrument	202207250043048

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,502.00 (+1.88%)	$559,350 (+10.74%) Land $180,000 Building $379,350	$559,350 (+10.74%) Land $180,000 Building $379,350
2023	$4,419.00	$505,120 Land $180,000 Building $325,120	$505,120 Land $180,000 Building $325,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.