Bedford County property record for 104 Red Oak Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 1987 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $994,000 (Dec 2025) |
| Tax Bill | $2,469 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 232C 1 4 |
| Primary APN | 232C 1 4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Porch |
| Porch Area | 225 sqft |
| Deck Area | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 104 RED OAK RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE OAK LT 4 |
| Legal Subdivision | WHITE OAK |
| Legal Lot Number | 4 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30504 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4622 MARENA PL, DURHAM, NC 27707-9221 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Deed Document Number | 202510628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Dec 10, 2025 |
| Property Address | 104 RED OAK RD, MONETA, VA 24121 |
| Document Number | 0250010628 |
| Map Reference | MB 17 PG 36 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 250010628 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 130 SCRUGGS RD STE 202, 202, MONETA, VA 24121-5256 |
| Document Number | 0250010629 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 250010629 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,469.00 | $602,400 (-) Land $220,000 Building $382,400 | |
| 2025 | $2,469.00 Additional exemption filed | $602,400 (+1%) Land $220,000 Building $382,400 | |
| 2023 | $2,469.00 Additional exemption filed | $301,200 | $602,400 Land $220,000 Building $382,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SMLW Broadband.
5G (outdoors only) and 4G LTE
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