104 Red Oak Cir, Temple, TX 76502 Property Records

Bell County property record for 104 Red Oak Cir, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,276 sqft · built 1976
Lot Size	0.244 acres (10,617 sqft)
Owner	Individual Name on Record
Last Sale	$184,300 (Nov 2020)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0405640000`

Property Details

APN / Parcel Number

Primary APN	`0405640000`
Alternative APNs	`620739` `29956`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,617 sqft (0.244 acres)
Lot Dimensions	100 ft deep x 94 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Canopy	163 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 RED OAK CIR
City	TEMPLE
State	TX
Zip	76502-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD ESTATES, BLOCK 002, LOT 0024
Legal Subdivision	RIDGEWOOD ESTATES
Legal Block	2
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2036
Census Tract	21305

Owner

Source: Bell County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 RED OAK CIR, TEMPLE, TX 76502-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Apr 2, 2007 · Amount on Record
Deed Document Number	202063702
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	0000063702
Record Updated	Oct 29, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 18, 2020
Property Address	104 RED OAK CIR, TEMPLE, TX 76502-3503
Document Number	0000063702
Map Reference	CAB A SL 274-A
Instrument Date	Nov 17, 2020
Instrument	2020-00063702
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8181 ACRES RD, 8181, TEMPLE, TX 76502-7726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RED OAK CIR, TEMPLE, TX 76502-3503
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063703
Date	Nov 18, 2020
Instrument	2020-00063703

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,037.00 (+19.47%)	$191,672 (-1.95%)	$221,763 (+13.44%) Land $35,000 Building $186,763
2023	$2,542.00 (-43.97%) Homeowner's exemption	$195,485 Land $33,000 Building $162,485	$195,485 Land $33,000 Building $162,485
2022	$4,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP, AT&T, Nextlink, SOS Communications, Verizon.