104 Red Deer Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 104 Red Deer Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,436 sqft · built 1955
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2021)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`332400A000`

Property Details

APN / Parcel Number

Primary APN	`332400A000`
Alternative APN	`2-0097-0469-00-0007.0000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	332400A000
Street Address	104 RED DEER LN
City	O FALLON
State	MO
Zip	63366-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT SUR 469
Legal Subdivision	US SURV 469
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3005
Census Tract	311801

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 RED DEER LN, O FALLON, MO 63366-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202157868
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000057867
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 9, 2021
Property Address	104 RED DEER LN, O FALLON, MO 63366-1105
Document Number	0000057868
Instrument Date	Jun 18, 2021
Instrument	2021R-057868
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1319 MOREL CT, 1319, LEBANON, IL 62254-1848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RED DEER LN, O FALLON, MO 63366-1105

Mortgage

Document Number	0000057869
Date	Jul 9, 2021
Instrument	2021R-057869

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,488 (-)	$192,046 (-) Land $36,300 Building $155,746
2025	$2,165.00	$36,488 (+6.85%)	$192,046 (+6.85%) Land $36,300 Building $155,746
2023		$34,149
2022			$179,737 Land $27,500 Building $152,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Verizon, Wisper ISP.

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