Burke County property record for 104 Ramsey St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1996 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $28,000 (Sep 2022) |
| Tax Bill | $932 (2026) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703346243 |
| Primary APN | 2703346243 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Flooring | Tile |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 312 sqft |
| Patio Area | 286 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 104 RAMSEY ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 104 RAMSEY ST MORGANTON, NC 28655 |
| Legal Subdivision | PROPERTY OF KIRKSEY & COMPANY |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21400 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 RAMSEY ST, MORGANTON, NC 28655-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Nov 2, 2015 · Amount on Record |
| Deed Document Number | 202221026024 |
| Deed Book / Page | 2647 / 271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 104 RAMSEY ST, MORGANTON, NC 28655-3908 |
| Document Number | 0026470271 |
| Book / Page | 2647 / 271 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2021026024 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 JIM GRADY RD, 119, MORGANTON, NC 28655-9055 |
| Name | Verified Name |
|---|---|
| Address | 104 RAMSEY ST, MORGANTON, NC 28655-3908 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $932.00 (+0.32%) | $149,610 (-) Land $26,285 Building $123,325 | $149,610 (-) Land $26,285 Building $123,325 |
| 2025 | $929.00 (+1.98%) | $149,610 (+1.71%) Land $26,285 Building $123,325 | $149,610 (+1.71%) Land $26,285 Building $123,325 |
| 2023 | $911.00 | $147,088 Land $26,285 Building $120,803 | $147,088 Land $26,285 Building $120,803 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable | 1,000 / 50 |
May also be available: AT&T, Spectrum, T-Mobile, Verizon.
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