104 Quail Ln, Ocoee, TN 37361 Property Records

Polk County property record for 104 Quail Ln, Ocoee, TN 37361

Property Summary

Property Type	Planned Unit Development
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Dec 2025)
Tax Bill	$93 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070087G A 03900`

Property Details

APN / Parcel Number

Primary APN	`070087G A 03900`
Alternative APN	`087G A 03900`

Exterior

Lot Area	54,014 sqft (1.24 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 QUAIL LN
City	OCOEE
State	TN
Zip	37361
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Legal Subdivision	OCOEE RIDGE
Legal Lot Number	39
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1083
Census Tract	950300

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	35 CHESTNUT ST, CHATTANOOGA, TN 37402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU
May 10, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST VOLUNTEER BK
Mar 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	25003254
Deed Book / Page	4 / 328
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Dec 30, 2025
Property Address	104 QUAIL LN, OCOEE, TN 37361
Document Number	000004/328
Book / Page	4 / 328
Map Reference	MB 13 PG 68
Instrument Date	Dec 23, 2025
Instrument	25003254
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	UNKNOWN, CONVEYANCE T&E INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CHESTNUT ST, CHATTANOOGA, TN 37402

Mortgage

Document Number	0025003255
Date	Dec 30, 2025
Instrument	25003255

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jan 1, 2033

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK TN
Recording Date	May 10, 2019
Property Address	104 QUAIL LN, OCOEE, TN 37361
Book / Page	000511 / 000037
Instrument Date	Mar 28, 2019
Instrument	1008
Transaction Type	Construction Loan
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 GEORGETOWN RD NW #B CLEVELAND TN 373111254, B, CLEVELAND, TN 37311-1254

Mortgage

Document Number	0000001008
Date	May 10, 2019
Book Page	000511/000037
Instrument	1008

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	OCOEE, TN 37361

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 9, 2020

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Mar 21, 2017
Property Address	104 QUAIL LN, OCOEE, TN 37361
Document Number	0000000596
Book / Page	000301 / 000397
Instrument Date	Mar 21, 2017
Instrument	596
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 GEORGETOWN RD NW #B CLEVELAND TN 373111254, B, CLEVELAND, TN 37311-1254

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$93.00 (-42.59%)	$5,475 (-42.97%) Land $5,475
2024	$162.00	$9,600 (-) Land $9,600
2023	$162.00 (-37.21%)	$9,600 (-6.57%) Land $9,600	$21,900 (-46.72%) Land $21,900
2022	$258.00	$10,275 Land $10,275	$41,100 Land $41,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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