104 Providence Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 104 Providence Rd, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,016 sqft · built 1965
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Feb 2021)
Tax Bill	$3,968 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00108800`

Property Details

APN / Parcel Number

Primary APN	`00108800`
Alternative APNs	`STLN M:03830 B:021 L:032A` `STER M:03830 B:021 L:032A` `108800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
Gross Area	2,908 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	108800
Street Address	104 PROVIDENCE RD
City	STERLING
State	CT
Zip	06377-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	21
Legal Lot Number	32A
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1003
Census Tract	908100

Owner

104 Providence Rd is owned and occupied by an individual who bought it in February 2021.

Source: Sterling Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	104 PROVIDENCE RD, STERLING, CT 06377-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COREPLUS FCU
Feb 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COREPLUS FCU
Nov 23, 2020	Warranty Deed, Transfer · Line of Credit MOVEMENT MORTGAGE
Nov 14, 2018	Warranty Deed, Transfer QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	20212021000146
Deed Book / Page	164 / 509
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Feb 17, 2021
Property Address	104 PROVIDENCE RD, STERLING, CT 06377-2114
Document Number	164-509
Book / Page	164 / 509
Instrument Date	Feb 9, 2021
Instrument	2021000146
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000147
Date	Feb 17, 2021
Instrument	2021000147

Lender

Name	COREPLUS FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Feb 17, 2021
Property Address	104 PROVIDENCE RD, STERLING, CT 06377-2114
Document Number	000164-509
Book / Page	164 / 509
Instrument Date	Feb 9, 2021
Instrument	2021000146
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021000147
Date	Feb 17, 2021
Instrument	2021000147

Lender

Name	COREPLUS FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Nov 23, 2020
Property Address	104 PROVIDENCE RD, STERLING, CT 06377-2114
Document Number	163-304
Book / Page	163 / 304
Instrument Date	Nov 11, 2020
Instrument	2020000935
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1554, PROVIDENCE, RI 02901-1554

Mortgage

Document Number	2020000936
Date	Nov 23, 2020
Instrument	2020000936

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Nov 14, 2018
Property Address	104 PROVIDENCE RD, STERLING, CT 06377-2114
Document Number	156-226
Book / Page	156 / 226
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1560228
Date	Nov 14, 2018
Instrument	00156/0228

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 104 Providence Rd was $3,968, up 7.2% from the year before.

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,968.00 (+7.24%)	$168,200 (-) Land $40,700 Building $127,500	$334,984 (+184.51%)
2025	$3,700.00	$168,200 Land $40,700 Building $127,500	$117,740 Land $28,490 Building $89,250
2024	$3,700.00 (-0.99%)
2023	$3,737.00 (+14.91%)	$168,200 (+65.21%) Land $40,700 Building $127,500
2022	$3,252.00	$101,810 Land $18,290 Building $83,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Providence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Providence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Providence Rd

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