104 Prospect St, Ansonia, CT 06401 Property Records

Ansonia City property record for 104 Prospect St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 3,614 sqft · built 1925
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Aug 2026)
Tax Bill	$8,053 (2026)
Deeds & Mortgages	Aug 2026 Sale Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36250`

Property Details

APN / Parcel Number

Primary APN	`36250`
Alternative APN	`ANSO M:056 B:0013 L:0000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,614 sqft Living Area
Gross Area	5,876 sqft
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	36250
Street Address	104 PROSPECT ST
City	ANSONIA
State	CT
Zip	06401-1522
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	13
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2000
Census Tract	125200

Owner

104 Prospect St, a duplex, is owned by two individuals who bought it in August 2026.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 SOUNDVIEW AVE, STRATFORD, CT 06615-5633
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer
Jun 15, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 14, 2017	Deed of Trust, Mortgage · FHA Mortgage NETWORK FUNDING CORP
Dec 11, 2017	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Dec 11, 2017 · Amount on File
Deed Book / Page	642 / 611
Transfer Doc	544-635
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Aug 5, 2026
Property Address	104 PROSPECT ST, ANSONIA, CT 06401-1522
Document Number	0642000611
Book / Page	642 / 611
Instrument Date	Jul 29, 2026
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 SOUNDVIEW AVE, STRATFORD, CT 06615-5633

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Recording Date	Jun 15, 2026
Property Address	104 PROSPECT ST, ANSONIA, CT 06401-1522
Document Number	2013610005
Book / Page	641 / 10
Instrument Date	Apr 29, 2026
Instrument	20262013610005
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PROSPECT ST, ANSONIA, CT 06401-1522

Mortgage

Document Number	2013610005,
Date	Jun 15, 2026
Book Page	641/10
Instrument	20262013610005

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	265 Months
Due	Jul 1, 2048

Interest

Rate	6.46%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	104 PROSPECT ST, ANSONIA, CT 06401-1522
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	557-97
Date	Dec 14, 2017
Book Page	557/97
Instrument	1647790011

Lender

Name	NETWORK FUNDING CORP
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Dec 11, 2017
Property Address	104 PROSPECT ST, ANSONIA, CT 06401-1522
Document Number	2234-519
Book / Page	002234 / 000519
Instrument Date	Dec 1, 2017
Instrument	258289
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WOODS END RD NEW CANAAN CT 068404030, NEW CANAAN, CT 06840-4030

Tax Assessment & Valuation

The 2026 property tax bill for 104 Prospect St was $8,053, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,053.00 (+3.19%)	$273,350 (-) Land $38,150 Building $235,200	$574,835 (+200.42%)
2025	$7,804.00	$273,350 Land $38,150 Building $235,200	$191,345 Land $26,705 Building $164,640
2024	$7,804.00 (+8.8%)
2023	$7,173.00 (+10.71%)	$273,350 (+59.48%) Land $38,150 Building $235,200
2022	$6,479.00	$171,400 Land $42,100 Building $129,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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