104 Privacy Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 104 Privacy Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 2018
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2024)
Tax Bill	$2,877 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61A 1 22`

Property Details

APN / Parcel Number

Primary APN	`61A 1 22`
Alternative APNs	`7878` `7648`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Garage Area	288 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	208 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7648
Street Address	104 PRIVACY RD
City	BUMPASS
State	VA
Zip	23024-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	A F GENTRY MILLPOND COVES LOT 22 DB 1950/370 1.13 AC
Legal Subdivision	MILLPOND COVES
Legal Lot Number	22
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2010
Census Tract	950101

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 PRIVACY RD, BUMPASS, VA 23024-4720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed, Transfer · Conventional Mortgage ALLIANT CU
Nov 16, 2021	Bargain and Sale Deed, Transfer · VA Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	20243355
Deed Book / Page	1950 / 370
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 16, 2024
Property Address	104 PRIVACY RD, BUMPASS, VA 23024-4720
Document Number	001950/370
Book / Page	1950 / 370
Instrument Date	Apr 12, 2024
Instrument	202400003355
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	NORTHERN VIRGINIA LAND TITLE, NORTHERN VIRGINIA T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	104 PRIVACY RD, BUMPASS, VA 23024-4720

Mortgage

Document Number	0001950374
Date	Apr 16, 2024
Instrument	1950/374

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 16, 2021
Property Address	104 PRIVACY RD, BUMPASS, VA 23024-4720
Document Number	1806/80
Book / Page	1806 / 80
Instrument Date	Nov 11, 2021
Instrument	202100013664
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 PRIVACY RD, BUMPASS, VA 23024-4720

Mortgage

Document Number	180684
Date	Nov 16, 2021
Instrument	1806/84

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,408 (+1.43%) Land $64,600 Building $340,808	$405,408 (+1.43%) Land $64,600 Building $340,808
2025	$2,877.00 (+9.27%)	$399,700 (+17.32%) Land $57,700 Building $342,000	$399,700 (+17.32%) Land $57,700 Building $342,000
2024	$2,633.00 (+705.2%)
2023		$340,700 Land $41,500 Building $299,200
2022	$327.00		$340,700 Land $41,500 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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