104 Poudre Bay, Windsor, CO 80550 Property Records

Weld County property record for 104 Poudre Bay, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,456 sqft · built 2002
Lot Size	0.25 acres (10,886 sqft)
Owner	Company Name on Record
Last Sale	$733,500 (Apr 2024)
Tax Bill	$6,109 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8072-82-0-20-27`

Property Details

APN / Parcel Number

Primary APN	`8072-82-0-20-27`
Alternative APNs	`0807-28-2-02-027` `R1211597`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	4,488 sqft
Basement Area	1,308 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,886 sqft (0.25 acres)
Garage Type	Attached
Garage Area	780 sqft
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1211597
Street Address	104 POUDRE BAY
City	WINDSOR
State	CO
Zip	80550-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN WV L27 BLK2 WATER VALLEY PH 1
Legal Range	67W
Legal Township	6N
Legal Section	28
Legal Subdivision	WATER VALLEY PHASE 1
Legal Block	2
Legal Lot Number	27
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2012
Census Tract	2204

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage XPERT HOME LENDING INC
Apr 5, 2024	Special Warranty Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Mar 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	May 1, 2003 · Amount on Record
Deed Document Number	20244953247
Prior Transfer Date	Mar 8, 2022
Prior Transfer Doc	0004811851
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 POUDRE BAY, WINDSOR, CO 80550-6115
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 POUDRE BAY, WINDSOR, CO 80550-6115

Mortgage

Document Number	0005053980
Date	Sep 18, 2025
Instrument	5053980

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Address	SUWANEE, GA 30024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2054

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 5, 2024
Property Address	104 POUDRE BAY, WINDSOR, CO 80550-6115
Document Number	0004953247
Instrument Date	Apr 4, 2024
Instrument	4953247
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 POUDRE BAY, WINDSOR, CO 80550-6115

Mortgage

Document Number	0004953248
Date	Apr 5, 2024
Instrument	4953248

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 POUDRE BAY, WINDSOR, CO 80550-6115
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	GUARDIAN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004634459
Date	Sep 29, 2020
Instrument	4634459

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 POUDRE BAY, WINDSOR, CO 80550-6115
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 POUDRE BAY, WINDSOR, CO 80550-6115

Mortgage

Document Number	0004802332
Date	Feb 15, 2022
Instrument	4802332

Lender

Name	BANK OF COLORADO
Type	Bank
Address	FORT COLLINS, CO 80525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Mar 22, 2022
Property Address	104 POUDRE BAY, WINDSOR, CO 80550-6115
Document Number	0004811851
Instrument Date	Mar 8, 2022
Instrument	4811851
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	104 POUDRE BAY, WINDSOR, CO 80550-6115

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,280 (-2.01%) Land $7,960 Building $35,320	$706,564 (-) Land $130,000 Building $576,564
2025	$6,109.00 (+7.59%)	$44,170 (-3.18%) Land $8,130 Building $36,040	$706,564 (+4.78%) Land $130,000 Building $576,564
2024	$5,678.00 (+9.09%)
2023	$5,205.00	$45,620 Land $7,100 Building $38,520	$674,354 Land $105,000 Building $569,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, TDS Telecom, Verizon, Vistabeam.

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