104 Plover Dr, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 104 Plover Dr, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,048 sqft · built 2003
Lot Size	0.471 acres (20,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Dec 2021)
Tax Bill	$5,647 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985920926253`

Property Details

APN / Parcel Number

Primary APN	`985920926253`
Alternative APN	`010080000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,048 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,500 sqft (0.471 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	985920926253
Street Address	104 PLOVER DR
City	KITTY HAWK
State	NC
Zip	27949-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 9 BLK: SEC: PL: 3 SL: 153
Legal Subdivision	AMY ACRES
Legal Lot Number	9
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9383 ROSELAND CT, MECHANICSVILLE, VA 23116-5876
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2021700110237
Deed Book / Page	2572 / 778
Prior Transfer Date	Feb 23, 2011
Prior Transfer Doc	1864/071
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 10, 2021
Property Address	104 PLOVER DR, DUCK, NC 27949-4507
Document Number	002572/778
Book / Page	2572 / 778
Map Reference	MB 3 PG 153
Instrument Date	Dec 10, 2021
Instrument	700110237
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24908 DUNNAVANT DR, 24908, GAITHERSBURG, MD 20882-3603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9383 ROSELAND CT, MECHANICSVILLE, VA 23116-5876

Mortgage

Document Number	0700110238
Date	Dec 10, 2021
Instrument	700110238

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 7, 2020
Property Address	104 PLOVER DR, DUCK, NC 27949-4507
Document Number	2400/531
Book / Page	2400 / 531
Map Reference	MB 3 PG 153
Instrument Date	Aug 7, 2020
Instrument	700081803
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39580 LOVETTSVILLE RD, 39580, LOVETTSVILLE, VA 20180-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24908 DUNNAVANT DR, GAITHERSBURG, MD 20882-3603

Mortgage

Document Number	700081804
Date	Aug 7, 2020
Instrument	700081804

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,647.00	$1,241,600 (-) Land $368,500 Building $873,100	$1,241,600 (-) Land $368,500 Building $873,100
2025	$5,647.00 (+28.66%)	$1,241,600 (+75.53%) Land $368,500 Building $873,100
2023	$4,389.00	$707,336 Land $147,400 Building $559,936
2020			$1,241,600 Land $368,500 Building $873,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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