104 Pinnacle Pt, Georgetown, KY 40324 Property Records

Scott County property record for 104 Pinnacle Pt, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$377,442 (Jul 2023)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-20-022.045`

Property Details

APN / Parcel Number

Primary APN	`132-20-022.045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	104 PINNACLE PT
City	GEORGETOWN
State	KY
Zip	40324-2178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE AT MALLARD POINT
Legal Subdivision	PINNACLE AT MALLARD POINT
Legal Lot Number	33
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	2
Census Block	2007
Census Tract	40502

Owner

104 Pinnacle Pt is owned and occupied by two individuals who bought it in July 2023.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 PINNACLE PT, GEORGETOWN, KY 40324-2178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Jul 20, 2023	Deed, Subdivision Related Transfer · Commercial Mortgage STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Aug 9, 2022 · Amount on File
Deed Document Number	2023476932
Deed Book / Page	443 / 299
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	104 PINNACLE PT, GEORGETOWN, KY 40324-2178
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PINNACLE PT, GEORGETOWN, KY 40324-2178

Mortgage

Document Number	0M1752/278
Date	Aug 30, 2023
Book Page	M1752/278
Instrument	479601

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 20, 2023
Property Address	104 PINNACLE PT, GEORGETOWN, KY 40324-2178
Document Number	00D443/299
Book / Page	D443 / 299
Map Reference	CAB 13 SL 19
Instrument Date	Jun 13, 2023
Instrument	476932
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 W MAIN ST, GEORGETOWN, KY 40324-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 PINNACTE PT, GEORGETOWN, KY 40324-2178

Mortgage

Document Number	0000476933
Date	Jul 20, 2023
Instrument	476933

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Seller

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 104 Pinnacle Pt was $3,361.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,442 (-)	$377,442 (-)
2025	$3,361.00	$377,442	$377,442
2023	$1,224.00 (+405.79%)	$135,000 (+382.14%) Land $60,000 Building $75,000	$135,000 (+382.14%) Land $60,000 Building $75,000
2022	$242.00	$28,000 Land $28,000	$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Pinnacle Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Pinnacle Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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