104 Pine Valley Dr, Middletown, DE 19709 Property Records

New Castle County property record for 104 Pine Valley Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,656 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Apr 2007)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-009.00-312`

Property Details

APN / Parcel Number

Primary APN	`13-009.00-312`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	648 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	305 ft deep x 143 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 PINE VALLEY DR
City	MIDDLETOWN
State	DE
Zip	19709-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC40
Legal Subdivision	PINE VALLEY FARMS
Legal Lot Number	117
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	1
Census Block	1031
Census Tract	16608

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 PINE VALLEY DR, MIDDLETOWN, DE 19709-9792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit DOVER FCU
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2007 · Amount on Record
Deed Sale	Apr 2, 2007 · Amount on Record
Deed Document Number	200730279
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	104 PINE VALLEY DR, MIDDLETOWN, DE 19709-9792
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011199
Date	Feb 21, 2023
Instrument	20230221-0011199

Lender

Name	DOVER FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	104 PINE VALLEY DR, MIDDLETOWN, DE 19709-9792
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030317
Date	Mar 15, 2021
Instrument	20210315-0030317

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,072.00 (+5.42%)	$471,300 (+388.9%) Land $182,000 Building $289,300
2024			$432,180
2023	$2,914.00	$96,400 Land $12,200 Building $84,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1996–2015)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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