Buncombe County property record for 104 Pine Tree Dr, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 590 sqft · built 1963 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $868 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9679-70-4604-00000 |
| Primary APN | 9679-70-4604-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 590 sqft Living Area |
| 1st Floor Area | 590 sqft |
| Flooring | Carpet |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 54 sqft |
| Patio Area | 158 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 967919703539000 |
|---|---|
| Street Address | 104 PINE TREE DR |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 12/15/2004 DEE |
| Legal Description | DEED DATE: 12/15/2004 DEED: 3869-0285 SUBDIV: CRAGGY VIEW BLOCK: LOT: 4 SECTION: PLAT: 0088-0147 |
| Legal Subdivision | CRAGGY VIEW |
| Legal Lot Number | 4 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3003 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1300 TUNNEL RD, ASHEVILLE, NC 28805-1629 |
| Last Transfer Date | Dec 15, 2004 |
|---|---|
| Transfer Doc | 0038690285 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 104 PINE TREE DR, SWANNANOA, NC 28778-2014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1300 TUNNEL RD, ASHEVILLE, NC 28805-1629 |
| Document Number | 0063061820 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 6306/1820 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | WAYNESBORO, GA 30830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2038 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $868.00 (+9.73%) | $124,100 (-) | |
| 2023 | $791.00 | $124,100 | $124,100 (-) Land $36,800 Building $87,300 |
| 2021 | $124,100 Land $36,800 Building $87,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (2004–2024) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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