104 Pine Rd, Montezuma, IA 50171 Property Records

Poweshiek County property record for 104 Pine Rd, Montezuma, IA 50171

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1991
Lot Size	0.312 acres (13,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,500 (Jul 2013)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3438600`

Property Details

APN / Parcel Number

Primary APN	`3438600`

Interior

Full Baths	1 Bath
Plumbing Fixtures	1 Plumbing Fixture
Stories	1 Story
Building Area	864 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,589 sqft (0.312 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	16 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	104 PINE RD
City	MONTEZUMA
State	IA
Zip	50171-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE PONDEROSA UNIT 6 LOT 9 IN LOT 24 IN LOT 1 EX PARCEL D
Legal Range	15W
Legal Township	78N
Legal Section	04
Legal Subdivision	LAKE PONDEROSA SUBDIVISION
Legal Lot Number	1,9,24
Jurisdiction	POWESHIEK IA
Township / Civil Division	UNION
Census Block Group	3
Census Block	3018
Census Tract	370200

Owner

Source: Poweshiek County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 PINE RD, MONTEZUMA, IA 50171-8470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Nov 30, 2021	Deed of Trust, Mortgage HUD
Mar 9, 2026	Intrafamily Transfer, Transfer
Aug 8, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jul 11, 2013	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2013 · Amount on Record
Deed Sale	Jul 11, 2013 · Amount on Record
Deed Document Number	20131742
Deed Book / Page	933 / 142
Last Transfer Date	Mar 2, 2026
Transfer Doc	0000000656
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	104 PINE RD, MONTEZUMA, IA 50171-8470
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/4085
Date	Nov 9, 2017
Book Page	2017/4085
Instrument	04085

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Oct 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	104 PINE RD, MONTEZUMA, IA 50171-8470
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104531
Date	Nov 30, 2021
Instrument	2021-04531

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POWESHIEK IA
Recording Date	Mar 9, 2026
Property Address	104 PINE RD, MONTEZUMA, IA 50171-8470
Document Number	0202600656
Map Reference	MB F PG 113
Instrument Date	Mar 2, 2026
Instrument	2026-00656
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 PINE RD, MONTEZUMA, IA 50171-8470

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Aug 8, 2019
Property Address	104 PINE RD, MONTEZUMA, IA 50171-8470
Document Number	0201902290
Instrument Date	Jul 31, 2019
Instrument	2019-02290
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PINE RD, MONTEZUMA, IA 50171-8470

Mortgage

Document Number	0201902291
Date	Aug 8, 2019
Instrument	2019-02291

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Jul 11, 2013
Property Address	104 PINE RD, MONTEZUMA, IA 50171-8470
Document Number	00933/0142
Book / Page	0933 / 0142
Map Reference	MBF PG113
Instrument Date	Jul 3, 2013
Instrument	1742
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PINE RD, MONTEZUMA, IA 50171-8470

Mortgage

Document Number	0000001743
Date	Jul 11, 2013
Instrument	1743

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2018
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Mortgage

Document Number	00933/0157
Date	Jul 11, 2013
Book Page	0933/0157
Instrument	1744

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	00000

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Unified School District	Montezuma Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (+0.13%) Homeowner's exemption	$176,250 (+7.06%) Land $54,360 Building $121,890	$176,250 (+7.06%) Land $54,360 Building $121,890
2024	$1,500.00 (+12.28%)
2023		$164,630 Land $50,610 Building $114,020	$164,630 Land $50,610 Building $114,020
2022	$1,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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