104 Pine Cone Trl, Inlet Beach, FL 32461 Property Records

Walton County property record for 104 Pine Cone Trl, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,777 sqft · built 2016
Lot Size	0.366 acres (15,943 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Oct 2020)
Tax Bill	$5,154 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16110-000-0100`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16110-000-0100`
Alternative APN	`1050716`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,777 sqft Living Area
Gross Area	2,460 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	15,943 sqft (0.366 acres)
Garage Type	Finished
Garage Area	312 sqft
Porch	Porch
Porch Area	371 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1050716
Street Address	104 PINE CONE TRL
City	INLET BEACH
State	FL
Zip	32461-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LKDUNE
Legal Description	LOT 10 SWEET BAY S/D PB 16-41 OR 2650-1011 OR 2865-2528 OR 2963-94 OR 2976-1749 OR 3162-2988
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Subdivision	SWEET BAY S/D
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2035
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 PINE CONE TRL, INLET BEACH, FL 32461-9112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 5, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	20200039059
Deed Book / Page	3162 / 2988
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	104 PINE CONE TRL, INLET BEACH, FL 32461-9112
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PINE CONE TRL, INLET BEACH, FL 32461-9112

Mortgage

Document Number	0032214295
Date	Oct 22, 2021
Book Page	3221/4295
Instrument	20210052752

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 9, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 5, 2020
Property Address	104 PINE CONE TRL, INLET BEACH, FL 32461-9112
Document Number	0031622988
Book / Page	3162 / 2988
Map Reference	MB 16 PG 41&41A
Instrument Date	Sep 25, 2020
Instrument	20200039059
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	LORI OGLES FOR RELI TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12118 PANAMA CITY BEACH PKWY # PKWY4, 12118, PANAMA CITY BEACH, FL 32407-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12209 RENWICK CT, GLEN ALLEN, VA 23059-6958

Mortgage

Document Number	0031622989
Date	Oct 5, 2020
Instrument	3162/2989

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,114,636 (+38.68%) Land $545,000 Building $569,636	$1,114,636 (+38.68%) Land $545,000 Building $569,636
2024	$5,154.00 (+3.76%)
2023	$4,967.00 (+1.16%) Homeowner's exemption	$803,762 (+41.51%) Land $419,900 Building $383,862	$803,762 (+41.51%) Land $419,900 Building $383,862
2022	$4,910.00 Homeowner's exemption	$567,999 Land $231,290 Building $336,709	$567,999 Land $231,290 Building $336,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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