Jefferson County property record for 104 Pine Cone Dr, Monticello, FL 32344
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 2005 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $253,630 (May 2023) |
| Tax Bill | $2,065 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2N-5E-0825-0000-0430 |
| Primary APN | 07-2N-5E-0825-0000-0430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,610 sqft (0.542 acres) |
| Lot Dimensions | 189 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Carport Area | 600 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 104 PINE CONE DR |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-5590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .54 ACRE LOT #43 PARKWAY PINES SUBDV PHASE 2---PLAT BK B PG 90 & ORB 589 P 850 |
| Legal Range | 05E |
| Legal Township | 02N |
| Legal Section | 07 |
| Legal Subdivision | PARKWAY PINES PHSE 3 |
| Legal Phase | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 250106 |
Source: Jefferson County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 PINE CONE DR, MONTICELLO, FL 32344-5590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage GATEWAY MORTGAGE CORPORATION |
| Jun 8, 2026 | Deed of Trust, Mortgage · Balloon Mortgage GATEWAY MORTGAGE CORPORATION |
| May 22, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 30, 2022 | Quit Claim Deed, Transfer NOT AVAILABLE, WALNUT STREET CLOSINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 20231200 |
| Deed Book / Page | 836 / 485 |
| Prior Transfer Date | Jun 15, 2022 |
| Prior Transfer Doc | 0008240319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 104 PINE CONE DR, MONTICELLO, FL 32344-5590 |
| Document Number | 0000001812 |
| Book / Page | 884 / 685 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261812 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 37402 OLD PINERIDGE RD, HILLIARD, FL 32046-6434 |
| Document Number | 0000001812, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 884/685 |
| Instrument | 20261812 |
| Name | GATEWAY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 104 PINE CONE DR, MONTICELLO, FL 32344-5590 |
| Document Number | 0008840703 |
| Book / Page | 884 / 703 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261813 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 104 PINE CONE DR, MONTICELLO, FL 32344-5590 |
| Document Number | 0000001813, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 884/703 |
| Instrument | 20261813 |
| Name | GATEWAY MORTGAGE CORPORATION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.3% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | May 22, 2023 |
| Property Address | 104 PINE CONE DR, MONTICELLO, FL 32344-5590 |
| Document Number | 0008360485 |
| Book / Page | 836 / 485 |
| Map Reference | MB B PG 90 |
| Instrument Date | May 9, 2023 |
| Instrument | 202333001200 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | HAYWARD TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,775.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 W WASHINGTON ST, MONTICELLO, FL 32344-1121 |
| Name | Verified Name |
|---|---|
| Address | 104 PINE CONE DR, MONTICELLO, FL 32344-5590 |
| Document Number | 0000836488 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 836/488 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Jun 30, 2022 |
| Property Address | 104 PINE CONE DR, MONTICELLO, FL 32344-5590 |
| Document Number | 0008240319 |
| Book / Page | 824 / 319 |
| Map Reference | MB B PG 90 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 202233001986 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | NOT AVAILABLE, WALNUT STREET CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 GOODFELLOW BLVD BLDG 105, 4300, SAINT LOUIS, MO 63120-1703 |
| Name | Verified Name |
|---|---|
| Address | 810 W WASHINGTON ST, MONTICELLO, FL 32344-1121 |
Source: Jefferson County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $207,299 (+48.19%) | $208,000 (+48.69%) Land $25,000 Building $183,000 |
| 2023 | $2,065.00 (+8.68%) | $139,884 (+7.2%) Land $14,400 Building $125,484 | $139,884 (+7.2%) Land $14,400 Building $125,484 |
| 2022 | $1,900.00 | $130,490 Land $14,400 Building $116,090 | $130,490 Land $14,400 Building $116,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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