Westmoreland County property record for 104 Pier Pl, Kinsale, VA 22488
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,073 sqft · built 1950 |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2023) |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56B-1-8 |
| Primary APN | 56B-1-8 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5242 |
|---|---|
| Old Parcel Number | 56B-1-8 |
| Street Address | 104 PIER PL |
| City | KINSALE |
| State | VA |
| Zip | 22488-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | H C MOSS LOT 8DB 969 PG 2156 |
| Legal Subdivision | HARRY MOSS |
| Legal Lot Number | 8 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | COPLE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Kinsale Historic District listed 2005 · 66 contributing resources · NRIS 05000476 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
104 Pier Pl is owned and occupied by an individual who bought it in July 2023.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 PIER PL, KINSALE, VA 22488-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 5, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jun 19, 2018 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on File |
| Deed Sale | Jul 28, 2023 · Amount on File |
| Prior Sale | Jun 19, 2018 · Amount on File |
| Deed Document Number | 09692156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jul 28, 2023 |
| Property Address | 104 PIER PL, KINSALE, VA 22488-2445 |
| Document Number | 0009692156 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 09692156 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 PIER PL, KINSALE, VA 22488-2445 |
| Document Number | 0009692159 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 09692159 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 104 PIER PL, KINSALE, VA 22488-2445 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0009260235 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 09260235 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jun 19, 2018 |
| Property Address | 104 PIER PL, KINSALE, VA 22488-2445 |
| Document Number | 0009080994 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 9080994 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 PIER PL, KINSALE, VA 22488-2445 |
| Document Number | 0009080996 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 9080996 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 104 Pier Pl was $1,184.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 | $174,200 Land $22,600 Building $151,600 | $174,200 Land $22,600 Building $151,600 |
| 2023 | $1,080.00 | $174,200 (-) Land $22,600 Building $151,600 | $174,200 (-) Land $22,600 Building $151,600 |
| 2022 | $1,080.00 | $174,200 Land $22,600 Building $151,600 | $174,200 Land $22,600 Building $151,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Pier Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Pier Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINSALE private · serves 198 people · EPA ID VA4193600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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