104 Pasco St, Berea, KY 40403 Property Records

Madison County property record for 104 Pasco St, Berea, KY 40403

Property Summary

Property Type	Exempt (Full or Partial)
Owner	Company Name on Record
Last Sale	$275,000 (Oct 2024)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B006-0015-0021`

Property Details

APN / Parcel Number

Primary APN	`B006-0015-0021`
Alternative APNs	`127423` `90264` `41371`

Location & Zoning

Account Number	41371
Street Address	104 PASCO ST
City	BEREA
State	KY
Zip	40403-1529
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1015
Census Tract	11201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Berea Downtown Commercial and Residential Historic District listed 2020 · 57 contributing resources · NRIS 100005909

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	127 QUICK RD, NEW CARLISLE, OH 45344-9253
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	2014228631
Deed Book / Page	D859 / 112
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 23, 2020
Property Address	104 PASCO ST, BEREA, KY 40403-1529
Document Number	0D00796/17
Book / Page	D00796 / 17
Map Reference	MB 12 PG 171
Instrument Date	Oct 19, 2020
Instrument	2014022771
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5034 BOBBY HICKS HWY STE 2, 5034, JOHNSON CITY, TN 37615-6214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHESTNUT ST APT 2, 2, BEREA, KY 40403-1922

Mortgage

Document Number	2014022772
Date	Oct 23, 2020
Instrument	2014022772

Lender

Name	APPALACHIAN COMMUNITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	5.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,278.00 (+150.61%) Additional exemption filed	$275,000 (+175%)	$275,000 (+175%)
2023	$1,308.00 Additional exemption filed	$100,000	$100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20