104 Oyster Catcher Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 104 Oyster Catcher Cir, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,569 sqft · built 2002
Lot Size0.36 acres (15,681 sqft)
OwnerIndividual Name on Record
Last Sale$582,500 (Feb 2019)
Tax Bill$9,288 (2025)
Deeds & MortgagesJan 2021 Transfer
Feb 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN158571-2180

Property Details

APN / Parcel Number

Primary APN158571-2180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,569 sqft Living Area
Gross Area3,287 sqft
1st Floor Area2,569 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area15,681 sqft (0.36 acres)
Garage TypeAttached
Garage Area488 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area210 sqft
PorchFinished Screened Porch
Porch Area506 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 OYSTER CATCHER CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-5372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal Description39/91-98 PELICAN REEF II LOT 18 BLK 2 OR4676/633 & 5155/844
Legal Range30E
Legal Township07S
Legal Section21
Legal SubdivisionPELICAN REEF II
Legal Block2
Legal Lot Number18
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3022
Census Tract20500

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 OYSTER CATCHER CIR, SAINT AUGUSTINE, FL 32080-5372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 5, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2019 · Amount on Record
Deed SaleFeb 5, 2019 · Amount on Record
Prior SaleJul 23, 2014 · Amount on Record
Deed Document Number20197977
Deed Book / Page4676 / 633
Last Transfer DateJan 7, 2021
Transfer Doc0051550844
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJan 19, 2021
Property Address104 OYSTER CATCHER CIR, SAINT AUGUSTINE, FL 32080-5372
Document Number0051550844
Book / Page005155 / 000844
Instrument DateJan 7, 2021
Instrument6339
Transaction TypeTransfer
Record UpdatedFeb 1, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address104 OYSTER CATCHER CIR ST AUGUSTINE FL 320805372, ST AUGUSTINE, FL 32080-5372

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 5, 2019
Property Address104 OYSTER CATCHER CIR, SAINT AUGUSTINE, FL 32080-5372
Document Number0046760633
Book / Page004676 / 000633
Instrument DateJan 28, 2019
Instrument7977
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,077.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 OYSTER CATCHER CIR ST AUGUSTINE FL 320805372, ST AUGUSTINE, FL 32080-5372

Mortgage

Document Number46760635
DateFeb 5, 2019
Book Page004676/000635
Instrument7978
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank
AddressLAKEWOOD, OH 44107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 4, 2049
Interest
Rate TypeAdjustable Rate
Rate4.49%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$518,043 (+2.7%)$935,718 (+3.34%) Land $253,000 Building $682,718
2025$9,288.00 (+7.66%) Homeowner's exemption$504,424 (+5.99%)$905,517 (+25.66%) Land $220,000 Building $685,517
2024$8,627.00 (+2.36%)
2023$8,428.00 (+2.99%) Homeowner's exemption$475,930 (+3%)$720,635 (+1%) Land $160,000 Building $560,635
2022$8,183.00 Homeowner's exemption$462,068$655,145 Land $140,000 Building $515,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 469 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies494 units insured
incl. 25 condo units
Nearby Flood Claims847 (1984–2025)
Claims Outside the SFHA6 of 847
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 81 claims
  • Hurricane Irma, Sep 2017 · 195 claims
  • Hurricane Matthew, Oct 2016 · 323 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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