104 Overhill Rd, Summit, NJ 07901 Property Records

Union County and New Providence Borough property record for 104 Overhill Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,402 sqft · built 1960
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Jun 2017)
Tax Bill	$18,541 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00255-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`11-00255-0000-00007`
Alternative APNs	`110025500007` `00278700`

Interior

Stories	2 Stories
Building Area	2,402 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	11,064 sqft (0.254 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00278700
Street Address	104 OVERHILL RD
City	SUMMIT
State	NJ
Zip	07901-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	TALL OAKS SEC 02
Legal Block	255
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	3
Census Block	3005
Census Tract	38101

Owner

Source: Union County and New Providence Borough records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 OVERHILL RD, SUMMIT, NJ 07901-4147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 26, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jul 13, 2010 · Amount on Record
Deed Document Number	2017287928
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	104 OVERHILL RD, SUMMIT, NJ 07901-4147
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OVERHILL RD, SUMMIT, NJ 07901-4147

Mortgage

Document Number	0152942450
Date	Oct 25, 2022
Book Page	15294/2450
Instrument	44688

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	104 OVERHILL RD, SUMMIT, NJ 07901-4147
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	FREEDOM ABSTRACT NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150712454
Date	Oct 1, 2021
Book Page	15071/2454
Instrument	22154

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jun 26, 2017
Property Address	104 OVERHILL RD, SUMMIT, NJ 07901-4147
Document Number	0061960628
Book / Page	006196 / 000628
Instrument Date	Jun 20, 2017
Instrument	287928
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 OVERHILL RD NEW PROVIDENCE NJ 07974, NEW PROVIDENCE, NJ 07974

Mortgage

Document Number	142910261
Date	Jun 26, 2017
Book Page	014291/000261
Instrument	642244

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,700 (-) Land $169,200 Building $184,500	$353,700 (-) Land $169,200 Building $184,500
2025	$18,541.00 (+1.56%)	$353,700 (-) Land $169,200 Building $184,500	$353,700 (-) Land $169,200 Building $184,500
2024	$18,257.00 (+4.53%)
2023		$353,700 Land $169,200 Building $184,500	$353,700 Land $169,200 Building $184,500
2022	$17,465.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1978–2025)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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