104 Otho Ln, Shelby, NC 28152 Property Records

Cleveland County property record for 104 Otho Ln, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1999
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$248 (2026)
Flood Zone	Zone X (minimal risk)
APN	`52325`

Property Details

APN / Parcel Number

Primary APN	`52325`
Alternative APN	`1125064`

Interior

Stories	1 Story
Building Area	1,120 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Canopy	160 sqft
Storage Building	160 sqft

Location & Zoning

Account Number	1125064
Street Address	104 OTHO LN
City	SHELBY
State	NC
Zip	28152-0900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.59 AC OFF RD 2200
Legal Block	1
Legal Lot Number	46
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4002
Census Tract	951602

Owner

104 Otho Ln is owned and occupied by two individuals.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 OTHO LN, SHELBY, NC 28152-0900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 104 Otho Ln was $248, up 46.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$248.00 (+46.75%)	$26,731 (-) Land $8,294 Building $18,437	$26,731 (-) Land $8,294 Building $18,437
2025	$169.00	$26,731 Land $8,294 Building $18,437	$26,731 Land $8,294 Building $18,437
2023		$12,897 Land $7,037 Building $5,860	$12,897 Land $7,037 Building $5,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Otho Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Otho Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20