104 Old River Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 104 Old River Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 2009
Lot Size	0.74 acres (32,234 sqft)
Owner	Company Name on Record
Tax Bill	$2,821 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2020 Mortgage + 7 more
Flood Zone	Zone AE (high risk)
APN	`RP00381002001BA`

Property Details

APN / Parcel Number

Primary APN	`RP00381002001BA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,444 sqft Finished Area
1st Floor Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Garage Area	108 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 OLD RIVER RD
City	SANDPOINT
State	ID
Zip	83864-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-20
Legal Description	25-58N-1W RIVER RIFFLE TRACTS BLK 2, SE2 OF LOT 1
Legal Range	01W
Legal Township	58N
Legal Section	25
Legal Subdivision	RIVER RIFFLE TRACTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1026
Census Tract	950202

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST BANK
Nov 12, 2025	Correction Deed
Sep 7, 2023	Correction Deed
Aug 3, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 2, 2021	Intrafamily Transfer, Transfer
Sep 2, 2021	Intrafamily Transfer, Transfer
Oct 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025
Deed Sale	Nov 12, 2025
Prior Sale	Sep 7, 2023
Deed Document Number	20251054860
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0000913601
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000946560
Date	Oct 8, 2019
Instrument	946560

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000966477
Date	Sep 28, 2020
Instrument	966477

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000967442
Date	Oct 9, 2020
Instrument	967442

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	BONNER ID
Recording Date	Nov 12, 2025
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Document Number	0001054860
Map Reference	DOC 127169
Instrument Date	Sep 10, 2025
Instrument	1054860
Record Updated	Dec 1, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BONNER ID
Recording Date	Sep 7, 2023
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Document Number	0001024997
Map Reference	DOC 127169
Instrument Date	Sep 7, 2023
Instrument	1024997
Record Updated	Dec 1, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Aug 3, 2022
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Document Number	0001009393
Map Reference	MB 3 PG 41
Instrument Date	Jul 25, 2022
Instrument	1009393
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Sep 2, 2021
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Document Number	0000990999
Map Reference	MB 3 PG 41
Instrument Date	Sep 2, 2021
Instrument	990999
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3260 SAMUELS RD, SANDPOINT, ID 83864-5989

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Sep 2, 2021
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Document Number	0000991000
Map Reference	MB 3 PG 41
Instrument Date	Aug 25, 2021
Instrument	991000
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3260 SAMUELS RD, SANDPOINT, ID 83864-5989

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Oct 27, 2017
Property Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092
Document Number	0000913601
Map Reference	MB3 PG41
Instrument Date	Oct 19, 2017
Instrument	913601
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH IDAHO TITLE CO SANDPOI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	104 OLD RIVER RD, SANDPOINT, ID 83864-5092

Mortgage

Document Number	0000913602
Date	Oct 27, 2017
Instrument	913602

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,821.00	$634,102 (-2.78%) Land $202,351 Building $431,751	$634,102 (-2.78%) Land $202,351 Building $431,751
2025	$2,821.00 (+1.37%)	$652,253 (+8.38%) Land $220,502 Building $431,751	$652,253 (+8.38%) Land $220,502 Building $431,751
2023	$2,783.00	$601,797 Land $178,617 Building $423,180	$601,797 Land $178,617 Building $423,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 86% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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