Tate County property record for 104 Oak Tree Cv, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,371 sqft · built 2010 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,324 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 038 01 0004400 |
| Primary APN | 038 01 0004400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,371 sqft Finished Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 117,612 sqft (2.7 acres) |
| Street Address | 104 OAK TREE CV |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 OAKRIDGE LAKES S/D SEC A |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 34 |
| Legal Subdivision | OAKRIDGE LAKES S/D |
| Legal Lot Number | 44 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950202 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 104 OAK TREE CV, COLDWATER, MS 38618-6006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2010 |
| Deed Sale | Jul 1, 2010 |
| Deed Document Number | 0020102018 |
| Deed Book / Page | 2010 / 2018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 104 OAK TREE CV, COLDWATER, MS 38618-6006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/372 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 2020/372 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2040 |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,324.00 (+17.85%) | $21,447 (+25.16%) Land $2,500 Building $18,947 | $214,470 (+25.16%) Land $25,000 Building $189,470 |
| 2023 | $1,972.00 | $17,135 Land $2,500 Building $14,635 | $171,351 Land $25,000 Building $146,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2020–2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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