104 Norma Ln, Ashland, MO 65010 Property Records

Boone County property record for 104 Norma Ln, Ashland, MO 65010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1959
Lot Size	0.228 acres (9,940 sqft)
Owner	Individual Name on Record
Last Sale	$208,257 (Oct 2025)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-508-00-01-015-00`

Property Details

APN / Parcel Number

Primary APN	`24-508-00-01-015-00`
Alternative APN	`24-508-00-01-015.00 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,940 sqft (0.228 acres)
Lot Dimensions	140 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	132 sqft
Porch	Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	104 NORMA LN
City	ASHLAND
State	MO
Zip	65010-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB MIDDLETON LOT 18
Legal Range	12W
Legal Township	46N
Legal Section	15
Legal Subdivision	CB MIDDLETON
Legal Lot Number	18
Jurisdiction	BOONE MO
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1023
Census Tract	1704

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 NORMA LN, ASHLAND, MO 65010-9564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK OF MISSOURI
Dec 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK OF MISSOURI
Oct 6, 2025	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Aug 16, 2021	Personal Representative Deed, Transfer · Line of Credit THE CALLAWAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202517828
Deed Book / Page	6059 / 128
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	104 NORMA LN, ASHLAND, MO 65010-9564
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 NORMA LN, ASHLAND, MO 65010-9564

Mortgage

Document Number	0000001309
Date	Feb 1, 2024
Book Page	5833/122
Instrument	2024001309

Lender

Name	EXCHANGE BANK OF MISSOURI
Type	Bank
Address	FAYETTE, MO 65248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2034

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	104 NORMA LN, ASHLAND, MO 65010-9564
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 NORMA LN, ASHLAND, MO 65010-9564

Mortgage

Document Number	0000020103
Date	Dec 20, 2023
Book Page	5823/87
Instrument	2023020103

Lender

Name	EXCHANGE BANK OF MISSOURI
Type	Bank
Address	FAYETTE, MO 65248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Oct 6, 2025
Property Address	104 NORMA LN, ASHLAND, MO 65010-9564
Document Number	0000017828
Book / Page	6059 / 128
Instrument Date	Oct 1, 2025
Instrument	2025017828
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 NORMA LN, ASHLAND, MO 65010-9564

Mortgage

Document Number	0000017829
Date	Oct 6, 2025
Instrument	2025017829

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	5.25%

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BOONE MO
Recording Date	Aug 16, 2021
Property Address	104 NORMA LN, ASHLAND, MO 65010-9564
Document Number	0000023799
Book / Page	5485 / 156
Instrument Date	Aug 11, 2021
Instrument	2021023799
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 GARDEN DR, COLUMBIA, MO 65202-1248

Mortgage

Document Number	0000023800
Date	Aug 16, 2021
Instrument	2021023800

Lender

Name	THE CALLAWAY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Ashland City
Unified School District	Southern Boone County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,295 (-) Land $2,090 Building $13,205
2025	$1,078.00 (+14.07%)	$15,295 (+14.51%) Land $2,090 Building $13,205	$80,500 (+14.51%) Land $11,000 Building $69,500
2023	$945.00 (+18.42%)	$13,357 Land $2,090 Building $11,267	$70,300 Land $11,000 Building $59,300
2022	$798.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND PWS serves 4,999 people · EPA ID MO3010033
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte.

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