104 N Winter St, Preston, IA 52069 Property Records

Jackson County property record for 104 N Winter St, Preston, IA 52069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,850 sqft · built 1980
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,058 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`882028304007000`

Property Details

APN / Parcel Number

Primary APN	`882028304007000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Finished Basement	1,075 sqft
Unfinished Basement	455 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	992 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	104 N WINTER ST
City	PRESTON
State	IA
Zip	52069-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & N1/2 LOT 4 BLK 27
Legal Range	05E
Legal Township	84N
Legal Section	28
Legal Subdivision	TOWN OF PRESTON
Legal Block	27
Legal Lot Number	4,5
Jurisdiction	JACKSON IA
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2101
Census Tract	950300

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 N WINTER ST, PRESTON, IA 52069-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS FIRST BANK INC
Dec 18, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS FIRST BANK
Feb 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	104 N WINTER ST, PRESTON, IA 52069-9702
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000253468
Date	Nov 21, 2025
Instrument	25-3468

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	104 N WINTER ST, PRESTON, IA 52069-9702
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/4351
Date	Dec 18, 2018
Book Page	2018/4351
Instrument	18-4351

Lender

Name	CITIZENS FIRST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	104 N WINTER ST, PRESTON, IA 52069-9702
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019299
Date	Feb 4, 2019
Instrument	19-299

Lender

Name	CITIZENS FIRST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jackson County
Municipality	Preston City
Unified School District	Easton Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,058.00	$299,500 (-) Land $18,000 Building $281,500	$299,500 (-) Land $18,000 Building $281,500
2025	$4,058.00 (-4.96%) Homeowner's exemption	$299,500 (+4.72%) Land $18,000 Building $281,500	$299,500 (+4.72%) Land $18,000 Building $281,500
2024	$4,270.00 (-2.38%)
2023		$286,000 Land $18,000 Building $268,000	$286,000 Land $18,000 Building $268,000
2022	$4,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRESTON MUNI WATER SUPPLY serves 949 people · EPA ID IA4965057
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Preston Telephone Company Fiber	1,000 / 250

May also be available: Maquoketa Valley Electric Cooperative.

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