104 N Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 104 N Whitney St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Aug 2019)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105410-0020`

Property Details

APN / Parcel Number

Primary APN	`105410-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	137 ft deep x 52 ft wide
Porch	Finished/Open Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 N WHITNEY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-30 OSCEOLA ACRES LOT 2 BLK 31 OR4787/1845
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	OSCEOLA ACRES
Legal Block	31
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2059
Census Tract	20300

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY/ST AUGUSTINE FLORIDA
Aug 30, 2019	Grant Deed, Transfer REO TITLE COMPANY/FL LLC, REO TITLE CO/FL LLC
Jun 6, 2019	Deed in Lieu of Foreclosure, Transfer COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC
Nov 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	201964710
Deed Book / Page	4787 / 1845
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	0046460542
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	104 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0437
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0437

Mortgage

Document Number	0053381747
Date	Aug 9, 2021
Book Page	5338/1747
Instrument	2021087788

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	104 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0437
Document Number	0047971742
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N WHITNEY ST ST AUGUSTINE FL 320840437, ST AUGUSTINE, FL 32084-0437

Mortgage

Document Number	0047971742
Date	Sep 19, 2019
Book Page	004797/001742
Instrument	69488

Lender

Name	CITY/ST AUGUSTINE FLORIDA
Address	PO BOX 210, ST AUGUSTINE, FL 32085-0210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.35%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 30, 2019
Property Address	104 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0437
Document Number	0047871845
Book / Page	004787 / 001845
Instrument Date	Aug 28, 2019
Instrument	64710
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	REO TITLE COMPANY/FL LLC, REO TITLE CO/FL LLC

Transaction

Amount	Amount Recorded
Tax	$1,043.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 FORT MOSE TRL ST AUGUSTINE FL 320841165, ST AUGUSTINE, FL 32084-1165

June 2019: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ST JOHNS FL
Recording Date	Jun 6, 2019
Property Address	104 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0437
Document Number	0047360660
Book / Page	004736 / 000660
Instrument Date	May 2, 2019
Instrument	39263
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,120.80
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806
Investor	Possibly a Property Investor

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 28, 2018
Property Address	104 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0437
Document Number	0046460542
Book / Page	004646 / 000542
Instrument Date	Nov 20, 2018
Instrument	84925
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1363 ARDMORE ST ST AUGUSTINE FL 320923440, ST AUGUSTINE, FL 32092-3440

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,381 (+2.7%)	$269,533 (+6.62%) Land $75,000 Building $194,533
2025	$2,614.00 (+8.65%) Homeowner's exemption	$171,744 (+5.99%)	$252,808 (+17.84%) Land $75,000 Building $177,808
2024	$2,406.00 (+3%)
2023	$2,336.00 (+3.82%) Homeowner's exemption	$162,043 (+3%)	$214,531 (-0.89%) Land $42,806 Building $171,725
2022	$2,250.00 Homeowner's exemption	$157,323	$216,460 Land $42,806 Building $173,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on N Whitney St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures