104 N Sinclair Ave, Kerens, TX 75144 Property Records

Navarro County property record for 104 N Sinclair Ave, Kerens, TX 75144

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 2019
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Tax Bill	$1,055 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`54378`

Property Details

APN / Parcel Number

Primary APN	`54378`
Alternative APN	`K0100.00.00490.006.00.0`

Interior

Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Architectural Style	Mobile/Manufactured
Lot Area	11,979 sqft (0.275 acres)
Porch	Porch
Porch Area	48 sqft

Location & Zoning

Account Number	K0100.00.00490.006.00.0
Street Address	104 N SINCLAIR AVE
City	KERENS
State	TX
Zip	75144-2641
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	K0100 KERENS OT BLK 49 LOT N 80' OF 5 & 6 .275 ACRES S# CLW048416TX
Legal Subdivision	KERENS OT
Legal Block	49
Legal Lot Number	5
Jurisdiction	NAVARRO TX
Township / Civil Division	KERENS
Census Block Group	1
Census Block	1024
Census Tract	970600

Owner

Source: Navarro County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage EFINITY FINANCIAL INC
Feb 4, 2026	Deed of Trust, Mortgage · Commercial Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EFINITY FINANCIAL INC
Feb 4, 2026	Deed of Trust, Mortgage · Commercial Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 4, 2026	Vendor's Lien, Transfer LIEN FIRST
Oct 4, 2021	Vendor's Lien, Transfer · FHA Mortgage EFINITY FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026
Deed Sale	Feb 4, 2026
Prior Sale	Oct 4, 2021
Deed Document Number	2026-000912
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVARRO TX
Property Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011837
Date	Oct 26, 2021
Instrument	2021-011837

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Address	BEDFORD, TX 76021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVARRO TX
Property Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000914
Date	Feb 4, 2026
Instrument	2026-000914

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVARRO TX
Property Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010749
Date	Oct 4, 2021
Instrument	2021-010749

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Address	BEDFORD, TX 76021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVARRO TX
Property Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000914
Date	Feb 4, 2026
Instrument	2026-000914

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2036

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	NAVARRO TX
Recording Date	Feb 4, 2026
Property Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641
Document Number	2026000912
Instrument Date	Jan 30, 2026
Instrument	2026-000912
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	NAVARRO COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 SOUTHERN OAKS DR, STREETMAN, TX 75859-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641

Mortgage

Date	Feb 4, 2026

Lender

Name	LIEN FIRST
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	NAVARRO TX
Recording Date	Oct 4, 2021
Property Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641
Document Number	2021010747
Instrument Date	Sep 30, 2021
Instrument	2021-010747
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NAVARRO COUNTY ABSTRACT COMPANY, NAVARRO COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N SINCLAIR AVE, KERENS, TX 75144-2641

Mortgage

Document Number	2021010748
Date	Oct 4, 2021
Instrument	2021-010748

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Navarro County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Navarro County
Municipality	Kerens City
Unified School District	Kerens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,020 (-44.09%) Land $15,930 Building $68,090	$84,020 (-44.09%) Land $15,930 Building $68,090
2024	$1,055.00 (-64.66%)
2023		$150,290 Land $15,930 Building $134,360	$150,290 Land $15,930 Building $134,360
2022	$2,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERENS serves 1,520 people · EPA ID TX1750005
Water Source	Purchased surface water from CITY OF CORSICANA PWS
Last State Inspection	Mar 2023
Lead	8 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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