Westmoreland County property record for 104 N Ruby St, Derry, PA 15627 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 20,250 sqft (0.465 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $154,500 (2019) |
| Tax Bill | $3,573.00 (2026) |
| Primary APN | 45-42-01-0-050 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,250 sqft (0.465 acres) |
|---|---|
| Depth X Width | 270 ft x 75 ft Depth x Width |
| Street Address | 104 N RUBY ST |
|---|---|
| City | DERRY |
| State | PA |
| Zip | 15627-1424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT LT 19 GAR HSE 75 X 270 |
| Legal Lot Number | 19 |
| Jurisdiction | WESTMORELAND PA |
| Minor Civil Division | DERRY |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 808100 |
Source: Westmoreland County records · APN 45-42-01-0-050
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 N RUBY ST, DERRY, PA 15627-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PSECU |
| May 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PSECU |
| Nov 09, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Dec 09, 2019 | Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2019 · Amount on Record |
| Deed Sale | Dec 09, 2019 · Amount on Record |
| Prior Sale | May 30, 2003 · Amount on Record |
| Deed Doc Number | 201938178 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jul 01, 2026 |
| Property Address | 104 N RUBY ST, DERRY, PA 15627-1424 |
| Document Number | 0000017629 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202617629 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 104 N RUBY ST, DERRY, PA 15627-1424 |
| Document Number | 0000017629, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 202617629 |
| Name | PSECU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 104 N RUBY ST, DERRY, PA 15627-1424 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010657 |
|---|---|
| Date | May 03, 2023 |
| Instrument | 202305030010657 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 104 N RUBY ST, DERRY, PA 15627-1424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000038560 |
|---|---|
| Date | Nov 09, 2022 |
| Instrument | 202211090038560 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 14, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Dec 09, 2019 |
| Property Address | 104 N RUBY ST, DERRY, PA 15627-1424 |
| Document Number | 0000038178 |
| Map Reference | VOL 1 PG 20 |
| Instrument Date | Dec 09, 2019 |
| Instrument | 201912090038178 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,090.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 N RUBY ST, DILLINER, PA 15327 |
| Document Number | 0000038179 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 201912090038179 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Westmoreland County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Derry Township |
| Unified School District | Derry Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,573.00 (+0.82%) | $28,520 (-) Land $1,410 Building $27,110 | |
| 2025 | $3,544.00 | $28,520 (-) Land $1,410 Building $27,110 | |
| 2024 | $3,544.00 | $28,520 Land $1,410 Building $27,110 | |
| 1972 | $28,520 Land $1,410 Building $27,110 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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