104 N Riverside Dr, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 104 N Riverside Dr, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,924 sqft · built 1992
Lot Size	0.13 acres (5,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 1999)
Tax Bill	$13,055 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`35-04814-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`35-04814-0000-00006`
Alternative APNs	`3500451000000012` `00057350`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	1,260 sqft
Upper Floors Area	1,300 sqft
Basement Area	390 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,676 sqft (0.13 acres)
Lot Dimensions	62 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	810 sqft
Porch	Open Porch
Deck Area	708 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00057350
Street Address	104 N RIVERSIDE DR
City	NEPTUNE
State	NJ
Zip	07753-5434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7.5
Legal Description	ALSO LOTS 13 14 17 18 19 NIT 1A
Legal Subdivision	SHARK RIVERS HILLS
Legal Block	4814
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	4
Census Block	4018
Census Tract	808001

Owner

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 PINE CT, NEW PROVIDENCE, NJ 07974-1817
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 1999 · Amount on Record
Deed Sale	Jul 14, 1999 · Amount on Record
Deed Book / Page	5839 / 933
Last Transfer Date	Apr 25, 2005
Transfer Doc	0084672343
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	104 N RIVERSIDE DR, NEPTUNE, NJ 07753-5434
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	ENSURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PINE CT, NEW PROVIDENCE, NJ 07974-1817

Mortgage

Document Number	0096343512
Date	Feb 15, 2023
Book Page	9634/3512
Instrument	2023011096

Lender

Name	LUSITANIA SAVINGS BANK
Type	Bank
Address	NEWARK, NJ 07105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	0.31%
Max Rate At Change	5.12%
Index	1-Year T-Bill
Margin	2
Max Rate	9.12%

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$802,000 (+13.04%) Land $457,100 Building $344,900	$802,000 (+13.04%) Land $457,100 Building $344,900
2025	$13,055.00 (+13.53%)	$709,500 (+20.36%) Land $370,600 Building $338,900	$709,500 (+20.36%) Land $370,600 Building $338,900
2024	$11,499.00 (+21.28%)
2023		$589,500 Land $264,600 Building $324,900	$589,500 Land $264,600 Building $324,900
2022	$9,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	21 (1984–2012)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300