104 N Main St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 104 N Main St, Saint Joseph, IL 61873

Property Summary

Property Type	Commercial
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Feb 2022)
Tax Bill	$13,951 (2024)
Deeds & Mortgages	Feb 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-131-001`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-131-001`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	104 N MAIN ST
City	SAINT JOSEPH
State	IL
Zip	61873-7502
Property Category	Commercial
Property Type	Commercial > Retail
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Block	7
Legal Lot Number	13-15
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3013
Census Tract	10701

Owner

Source: Champaign County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5012 CHESTNUT GROVE DR, CHAMPAIGN, IL 61822-3322
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	20223218
Record Updated	Oct 29, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 22, 2022
Property Address	104 N MAIN ST, SAINT JOSEPH, IL 61873-7502
Document Number	0000003218
Instrument Date	Feb 11, 2022
Instrument	2022R03218
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 W MAIN ST, URBANA, IL 61801-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 CHESTNUT GROVE DR, CHAMPAIGN, IL 61822-3322

Mortgage

Document Number	0000003219
Date	Feb 22, 2022
Instrument	2022R03219

Lender

Name	VILLA GROVE STATE BANK
Type	Bank
Address	VILLA GROVE, IL 61956

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,060 (+5.8%) Land $10,830 Building $202,230	$639,180 (+5.8%) Land $32,490 Building $606,690
2024	$13,951.00 (+6.36%)	$201,380 (+18.42%) Land $10,240 Building $191,140	$604,140 (+18.42%) Land $30,720 Building $573,420
2023	$13,117.00 (+4.86%)
2022	$12,509.00	$170,050 Land $8,650 Building $161,400	$510,150 Land $25,950 Building $484,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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