104 N Laurel Ln, Brevard, NC 28712 Property Records

Transylvania County property record for 104 N Laurel Ln, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,401 sqft · built 1925
Lot Size	0.96 acres (41,818 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Feb 2017)
Tax Bill	$4,549 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8585-48-8136-000`

Property Details

APN / Parcel Number

Primary APN	`8585-48-8136-000`
Alternative APN	`70494630`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	4,401 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	41,818 sqft (0.96 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70494630
Street Address	104 N LAUREL LN
City	BREVARD
State	NC
Zip	28712-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAUREL LN .96
Legal Subdivision	BREVARD TOENSHIP
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	2
Census Block	2001
Census Tract	960302

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2257, BREVARD, NC 28712-2257
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	20171033
Deed Book / Page	795 / 500
Last Transfer Date	Jun 10, 2019
Transfer Doc	0008820515
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	104 N LAUREL LN, BREVARD, NC 28712-5717
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RIVERWALK CIR, WEST COLUMBIA, SC 29169-7644

Mortgage

Document Number	0010810783
Date	Jun 19, 2023
Book Page	1081/783
Instrument	2023002916

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BREVARD, NC 28712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	104 N LAUREL LN, BREVARD, NC 28712-5717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009500381
Date	Nov 13, 2020
Book Page	950/381
Instrument	2020007134

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jun 11, 2019
Property Address	104 N LAUREL LN, BREVARD, NC 28712-5717
Document Number	0008820515
Book / Page	000882 / 000515
Instrument Date	Jun 10, 2019
Instrument	2881
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	124 RIVERWALK CIR WEST COLUMBIA SC 291697644, WEST COLUMBIA, SC 29169-7644

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Feb 27, 2017
Property Address	104 N LAUREL LN, BREVARD, NC 28712-5717
Document Number	0007950500
Book / Page	795 / 500
Map Reference	FILE 16 SL 454
Instrument Date	Feb 26, 2017
Instrument	2017001033
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 QUEENS RDB, 607, CHARLOTTE, NC 28207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	124 RIVERWALK CIR, WEST COLUMBIA, SC 29169-7644

Mortgage

Document Number	2017001034
Date	Feb 27, 2017
Instrument	2017001034

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,549.00 (+0.44%)	$1,108,320 (+0.45%) Land $150,000 Building $958,320	$1,108,320 (+0.45%) Land $150,000 Building $958,320
2025	$4,529.00 (-0.13%)	$1,103,320 (+46.75%) Land $150,000 Building $953,320	$1,103,320 (+46.75%) Land $150,000 Building $953,320
2023	$4,535.00	$751,860 Land $150,000 Building $601,860	$751,860 Land $150,000 Building $601,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Vyve Broadband.

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