Allegan County property record for 104 N Farmer St, Otsego, MI 49078
| Property Type | Office Building |
|---|---|
| Details | 803 sqft · built 1890 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Oct 2002) |
| Tax Bill | $1,386 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-100-019-60 |
| Primary APN | 54-100-019-60 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 803 sqft Total Area |
| 1st Floor Area | 803 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 871 sqft (0.02 acres) |
| Lot Dimensions | 46.7 ft deep x 18.7 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 104 N FARMER ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1118 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | COM 74.33 FT N OF SW COR OF LOT 19 COR OF FARMER & ALLEGAN STS. TH N 18.67 FT ON E LIN OF FARMER ST TH E 40 FT TH S PPL WITH FARMER ST 23 FT TH W PPL WITH ALLEGAN ST 13 FT TH N 4.33 FT TH W 27 FT TO POB O. P. SEC'S 22 & 23. TAX MAP: 0.02 AC |
| Legal Lot Number | 19 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 31900 |
104 N Farmer St, a commercial property, is owned by an individual who bought it in October 2002.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2972 N 2ND ST, KALAMAZOO, MI 49009-8530 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2002 · Amount on File |
| Deed Sale | Oct 10, 2002 · Amount on File |
| Prior Sale | Jul 15, 1983 · Amount on File |
| Deed Book / Page | 2310 / 942 |
| Prior Transfer Date | Oct 4, 2002 |
| Prior Transfer Doc | 2310000942 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 104 N Farmer St was $1,386.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,700 Land $1,000 Building $29,700 | $61,400 Land $2,000 Building $59,400 | |
| 2025 | $1,386.00 | ||
| 2023 | $31,100 Land $700 Building $30,400 | $62,200 Land $1,400 Building $60,800 | |
| 2022 | $1,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 N Farmer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 N Farmer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
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