Bradford County property record for 104 N Epperson St, Starke, FL 32091 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,563 sqft · built 1995 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,168 (2025) |
| Deeds & Mortgages | Feb 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03953-0-00000 |
| Primary APN | 03953-0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,563 sqft Heated Area |
| Gross Area | 1,667 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,970 sqft |
| Porch | Open Porch |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 104 N EPPERSON ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29 6S 22 BEG NW COR OF NE1/4 OF SE1/4. S100', E276.2', N100', W277' TO POB. ALSO: STRIP OF LAND BEING 25' N&S BY 276' E&W SOU |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 29 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 202 |
Source: Bradford County records · APN 03953-0-00000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 104 N EPPERSON ST, STARKE, FL 32091-3057 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2006 |
| Transfer Doc | 0011700328 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 104 N EPPERSON ST, STARKE, FL 32091-3057 |
| Document Number | 0004000784 |
| Instrument Date | Feb 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 N EPPERSON ST STARKE FL 320913057, STARKE, FL 32091-3057 |
| Document Number | 0004000784 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 001829/000303 |
| Instrument | 4000784 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 29, 2059 |
| Rate | 4.75% |
|---|
Source: Bradford County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (+4.1%) Homeowner's exemption | $102,132 (+2.9%) | $165,497 (+7.04%) Land $28,000 Building $137,497 |
| 2024 | $1,122.00 (+2.84%) Homeowner's exemption | $99,254 (+3%) | $154,613 (+9.39%) Land $28,000 Building $126,613 |
| 2023 | $1,091.00 (+4.8%) Homeowner's exemption | $96,363 (+3%) | $141,346 (+22.97%) Land $20,000 Building $121,346 |
| 2022 | $1,041.00 Homeowner's exemption | $93,556 | $114,940 Land $14,250 Building $100,690 |
Source: FEMA National Flood Hazard Layer, Bradford County (12007C), updated November 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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