104 N 3rd St, Montezuma, IA 50171 Property Records

Poweshiek County property record for 104 N 3rd St, Montezuma, IA 50171

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,872 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Aug 2013)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1423300`

Property Details

APN / Parcel Number

Primary APN	`1423300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	916 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	104 N 3RD ST
City	MONTEZUMA
State	IA
Zip	50171-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEZUMA S 1/2 LOTS 1 & 2 BLOCK 7
Legal Block	7
Legal Lot Number	1,2
Jurisdiction	POWESHIEK IA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3049
Census Tract	370500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montezuma Downtown Historic District listed 2012 · 42 contributing resources · NRIS 12000131

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 N 3rd St is owned and occupied by an individual who bought it in August 2013.

Source: Poweshiek County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 502, MONTEZUMA, IA 50171-0502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2013 · Amount on File
Deed Sale	Aug 16, 2013 · Amount on File
Deed Document Number	20132147
Deed Book / Page	935 / 509
Prior Transfer Date	Jul 27, 2013
Prior Transfer Doc	0935/0509
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	104 N 3RD ST, MONTEZUMA, IA 50171-7712
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002292
Date	Jul 16, 2020
Instrument	2020-02292

Lender

Name	COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 N 3rd St was $2,178 with a homeowner's exemption, up 8.1% from the year before.

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Montezuma City
Unified School District	Montezuma Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,178.00 (+8.14%) Homeowner's exemption	$174,220 Land $14,260 Building $159,960	$174,220 Land $14,260 Building $159,960
2024	$2,014.00
2023		$147,600 (+32.63%) Land $12,670 Building $134,930	$147,600 Land $12,670 Building $134,930
2022	$1,854.00 (+2.43%) Homeowner's exemption	$111,290 Land $10,070 Building $101,220
2021	$1,810.00		$111,290 Land $10,070 Building $101,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 N 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEZUMA MUNI WATER SUPPLY serves 1,545 people · EPA ID IA7950097
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
T-Mobile Fixed Wireless	100 / 20