104 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 104 Morris Rd, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1946
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$229,000 (Nov 2021)
Tax Bill$1,782 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027-40-10-002.00

Property Details

APN / Parcel Number

Primary APN027-40-10-002.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Finished Area
Gross Area1,296 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address104 MORRIS RD
CityFT WRIGHT
StateKY
Zip41011-2736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON WOODS REV 1-2 LOT 132 EXCEPT NW 5'
Legal SubdivisionBARRINGTON WOODS
Legal Phase1-2
Legal Lot Number132
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract64800

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 MORRIS RD, COVINGTON, KY 41011-2736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 15, 2020Quit Claim Deed, Transfer
TRUIST BK
Aug 30, 2017Warranty Deed, Transfer · Conventional with PMI
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2021 · Amount on Record
Deed SaleNov 9, 2021 · Amount on Record
Prior SaleAug 30, 2017 · Amount on Record
Deed Document Number20215900010
Deed Book / Page129 / 936
Prior Transfer DateJun 5, 2020
Prior Transfer Doc0000000132
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 9, 2021
Property Address104 MORRIS RD, COVINGTON, KY 41011-2736
Document Number0005900010
Book / Page129 / 936
Map ReferencePL 482A&482B
Instrument DateNov 5, 2021
Instrument21110905900010
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5548 JAMIES OAK CT, 5548, CINCINNATI, OH 45248-1066

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address104 MORRIS RD, FT WRIGHT, KY 41011-2736
InvestorPossibly a Property Investor

Mortgage

Document Number0005900011
DateNov 9, 2021
Book Page298/795
Instrument21110905900011
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJun 15, 2020
Property Address104 MORRIS RD, COVINGTON, KY 41011-2736
Document Number0000000132
Book / Page000026 / 000103
Instrument DateJun 5, 2020
Instrument132
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 MORRIS RD COVINGTON KY 410112736, COVINGTON, KY 41011-2736

Mortgage

Document Number133
DateJun 15, 2020
Book Page000M57/000100
Instrument133
Lender
NameTRUIST BK
AddressWINSTON SALEM, NC 27101
Agreement
AmountAmount Recorded
Term180 Months
DueJun 14, 2035

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 30, 2017
Property Address104 MORRIS RD, COVINGTON, KY 41011-2736
Document Number0000000097
Book / Page0C6235 / 000293
Instrument DateAug 28, 2017
Instrument97
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNW TITLE AGENCY, NW TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$162.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 MORRIS RD FORT WRIGHT KY 410112736, FORT WRIGHT, KY 41011-2736

Mortgage

Document Number98
DateAug 30, 2017
Book Page0C6235/000296
Instrument98
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 29, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,782.00 (-8.43%) Homeowner's exemption$229,000 (-) Land $40,000 Building $189,000$229,000 (-) Land $40,000 Building $189,000
2023$1,946.00 Homeowner's exemption$229,000 Land $40,000 Building $189,000$229,000 Land $40,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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