104 Monroe Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 104 Monroe Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1971
Lot Size	0.273 acres (11,898 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (May 2006)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154-13-01-010`

Property Details

APN / Parcel Number

Primary APN	`154-13-01-010`
Alternative APN	`R0043264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,898 sqft (0.273 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0043264
Street Address	104 MONROE DR
City	LADSON
State	SC
Zip	29456-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 18 SUBD: NORTH TRANQUIL ACRES PH 0 BLK 5
Legal Subdivision	NORTH TRANQUIL ACRES
Legal Phase	1
Legal Block	5
Legal Lot Number	18
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1011
Census Tract	10815

Owner

Source: Dorchester County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 MONROE DR, LADSON, SC 29456-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 23, 2017	Deed of Trust, Mortgage · Conventional with PMI NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2006 · Amount on Record
Deed Sale	May 1, 2006 · Amount on Record
Deed Book / Page	5329 / 206
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	104 MONROE DR, LADSON, SC 29456-5403
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MONROE DR, LADSON, SC 29456-5403

Mortgage

Document Number	0149550109
Date	Oct 5, 2023
Book Page	14955/109
Instrument	2023020385

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	104 MONROE DR, LADSON, SC 29456-5403
Document Number	0930/0120
Book / Page	010930 / 000120
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MONROE DR LADSON SC 294565403, LADSON, SC 29456-5403

Mortgage

Document Number	0930/0120
Date	Aug 2, 2017
Book Page	010930/000120

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,110.00 (+42.49%)	$11,724 (+91.66%) Land $3,400 Building $8,324	$293,095 (+91.65%) Land $85,000 Building $208,095
2024	$779.00 (+16.79%)
2023	$667.00 (+0.91%)	$6,117 (+20.65%) Land $1,000 Building $5,117	$152,932 (+20.67%) Land $25,000 Building $127,932
2022	$661.00 Homeowner's exemption	$5,070 Land $920 Building $4,150	$126,735 Land $23,000 Building $103,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	63 (1980–2024)
Claims Outside the SFHA	12 of 63
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Hurricane Matthew, Oct 2016 · 17 claims Severe Storms And Flooding, Oct 2015 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DCWA TRANQUIL ACRES serves 858 people · EPA ID SC1820003
Water Source	Purchased surface water from SUMMERVILLE CPW
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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