Talbot County property record for 104 Mitchell St, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,372 sqft · built 1955 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Apr 2018) |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-065894 |
| Primary APN | 02-065894 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,372 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 55 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 170 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065894 |
|---|---|
| Street Address | 104 MITCHELL ST |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 140X55 S/S MITCHELL ST ST MICHAELS |
| Legal Subdivision | BENTLEY MANOR |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 960700 |
Source: Talbot County records · APN 02-065894
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 MITCHELL ST, SAINT MICHAELS, MD 21663-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Mar 06, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 30, 2018 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Prior Sale | Jun 03, 2016 · Amount on Record |
| Deed Book / Page | 2532 / 372 |
| Transfer Doc | 0000000819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 104 MITCHELL ST, ST MICHAELS, MD 21663-2120 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 104 MITCHELL ST, SAINT MICHAELS, MD 21663-2120 |
| Document Number | 0031090378 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 3109/378 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 24, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 104 MITCHELL ST, ST MICHAELS, MD 21663-2120 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0029460133 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 2946/133 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 104 MITCHELL ST, ST MICHAELS, MD 21663-2120 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026870227 |
|---|---|
| Date | Mar 06, 2020 |
| Book Page | 2687/227 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 30, 2018 |
| Property Address | 104 MITCHELL ST, ST MICHAELS, MD 21663-2120 |
| Document Number | 0025320372 |
| Book / Page | 2532 / 372 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | EASTERN SHORE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1164 S MCDONOUGH ST, MONTGOMERY, AL 36104-5044 |
| Document Number | 0002532376 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2532/376 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | St. Michaels Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,567 (+57.49%) | $384,300 (+25.3%) Land $104,600 Building $279,700 | |
| 2025 | $1,516.00 (+6.39%) Homeowner's exemption | ||
| 2023 | $1,425.00 Homeowner's exemption | $211,167 | $306,700 Land $78,400 Building $228,300 |
Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419607004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 5 (2003) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 311 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOWN OF TRAPPE serves 1,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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