Wake County property record for 104 Miramar Ct, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,664 sqft · built 1989 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Sep 2020) |
| Tax Bill | $3,543 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0753.14-43-0443-000 |
| Primary APN | 0753.14-43-0443-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0178254 |
|---|---|
| Street Address | 104 MIRAMAR CT |
| City | CARY |
| State | NC |
| Zip | 27513-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRP |
| Legal Description | LO51 THE RANCHES PH2 SC2 REV BM1989-0109 |
| Legal Subdivision | THE RANCHES PH2 |
| Legal Phase | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 53423 |
Source: Wake County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 MIRAMAR CT, CARY, NC 27513-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU |
| Sep 16, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Dec 19, 1997 · Amount on Record |
| Deed Book / Page | 18075 / 2795 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 104 MIRAMAR CT, CARY, NC 27513-5321 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 186660507 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 18666/507 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 104 MIRAMAR CT, CARY, NC 27513-5321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 179781009 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 17978/1009 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Sep 16, 2020 |
| Property Address | 104 MIRAMAR CT, CARY, NC 27513-5321 |
| Document Number | 180752795 |
| Book / Page | 18075 / 2795 |
| Map Reference | MB 1989 PG 1097 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Title Company | OMEGA TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5344 BARCLAY DR, 5344, RALEIGH, NC 27606-1202 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 MIRAMAR CT, CARY, NC 27513-5321 |
| Document Number | 180761 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 18076/1 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,543.00 (+30.69%) | $411,127 (+53.08%) Land $165,000 Building $246,127 | $411,127 (+53.08%) Land $165,000 Building $246,127 |
| 2023 | $2,711.00 | $268,573 Land $90,000 Building $178,573 | $268,573 Land $90,000 Building $178,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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