Upshur County property record for 104 Mirage St, Gilmer, TX 75645
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,466 sqft · built 2020 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,300 (Jul 2019) |
| Tax Bill | $5,227 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S265-S02-C11-BL3LT02 |
| Primary APN | S265-S02-C11-BL3LT02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,466 sqft Total Area |
| 1st Floor Area | 1,817 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 102 ft deep x 182 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | S265-S02-C11-BL3LT02 |
|---|---|
| Street Address | 104 MIRAGE ST |
| City | GILMER |
| State | TX |
| Zip | 75645-6601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BLK 3 NORTH PARK S265 (A186) .4017 ACRES & HOUSE |
| Legal Subdivision | NORTH PARK |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950301 |
104 Mirage St is owned and occupied by an individual who bought it in July 2019.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION |
| Dec 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 8, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Jul 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 11, 2019 | Vendor's Lien, Subdivision Related Transfer · Commercial Mortgage GILMER NATIONAL BANK |
| Jul 11, 2019 | Vendor's Lien, Subdivision Related Transfer · Commercial Mortgage GILMER NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on File |
| Deed Sale | Jul 11, 2019 · Amount on File |
| Prior Sale | Jul 11, 2019 |
| Deed Document Number | 20194384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Apr 28, 2026 |
| Property Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 0000002794 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20262794 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 0000002794, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20262794 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 0202210116 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 202210116 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 0202210116 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 202210116 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 0202404374 |
|---|---|
| Date | Jul 18, 2024 |
| Instrument | 202404374 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Jul 11, 2019 |
| Property Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 201904384 |
| Map Reference | VOL 3 PG 390 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 201904384 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | CTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 W TYLER ST, 606, GILMER, TX 75644-2151 |
| Name | Verified Name |
|---|---|
| Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 201904385 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 201904385 |
| Name | GILMER NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Jul 11, 2019 |
| Property Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 0201904384 |
| Map Reference | VOL 3 PG 390 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 201904384 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | CTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 W TYLER ST, GILMER, TX 75644-2151 |
| Name | Verified Name |
|---|---|
| Address | 104 MIRAGE ST, GILMER, TX 75645-6601 |
| Document Number | 0201904385 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 201904385 |
| Name | GILMER NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 104 Mirage St was $5,227 with exemptions applied, up 113.2% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Gilmer City |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,227.00 (+113.17%) Homeowner's exemption Senior Citizen's exemption | $268,430 (+0.26%) Land $20,480 Building $247,950 | $268,430 (+0.26%) Land $20,480 Building $247,950 |
| 2025 | $2,452.00 Homeowner's exemption Senior Citizen's exemption | $267,730 Land $19,780 Building $247,950 | $267,730 Land $19,780 Building $247,950 |
| 2023 | $241,670 Land $15,930 Building $225,740 | $241,670 Land $15,930 Building $225,740 | |
| 2022 | $3,990.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Mirage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Mirage St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILMER serves 8,115 people · EPA ID TX2300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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