104 Mini Ranch Rd, Sebring, FL 33870 Property Records

Highlands County property record for 104 Mini Ranch Rd, Sebring, FL 33870 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	2,277 sqft Living Area
Lot Size	82,328 sqft (1.89 acres)
Occupancy	Owner Occupied
Last Sale	$195,000 (2016)
Tax Bill	$2,379.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C015901002910000`
Alternative APN	`C-01-35-29-010-0291-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,277 sqft Living Area
1st Floor	2,171 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Slate Roof
Lot Area	82,328 sqft (1.89 acres)
Driveway	1 Driveway
Driveway Area	960 sqft Driveway
Garage Area	525 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	512 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	144 sqft Shed
Patio Area	1,090 sqft Patio
Porch	Open Porch
Porch Area	354 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C015901002910000
Street Address	104 MINI RANCH RD
City	SEBRING
State	FL
Zip	33870-9753
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MINI RANCHES UNREC SUB TRACT 29-LESS N 198.21 FT LESS RD R/W PER OR 437-933 1.89 ACRES
Legal Range	29E
Legal Township	35S
Legal Section	01
Legal Subdivision	MINI RANCHES SUB
Legal Tract	29
Legal Lot Number	29
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	2
Census Block	2009
Census Tract	961000

Owner

Source: Highlands County records · APN C015901002910000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 MINI RANCH RD, SEBRING, FL 33870-9753
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2016 · Amount on Record
Deed Sale	Nov 15, 2016 · Amount on Record
Prior Sale	Jun 15, 2012 · Amount on Record
Deed Doc Number	1833240
Deed Book / Page	2553 / 1489
Record Refreshed	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	104 MINI RANCH RD, SEBRING, FL 33870-9753
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MINI RANCH RD, SEBRING, FL 33870-9753

Mortgage

Document Number	0002191576
Date	Feb 26, 2024
Book Page	3027/1773
Instrument	2191576

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 19, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,399 (+5.99%)	$275,828 (-12.84%) Land $40,635 Building $235,193
2024	$2,379.00 (+2.32%)
2023	$2,325.00 (+1.53%) Homeowner's exemption	$185,305 (+3%)	$316,463 (+22.32%) Land $25,515 Building $290,948
2022	$2,290.00 Homeowner's exemption	$179,908	$258,717 Land $21,735 Building $236,982

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 256 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.