104 Millstone Dr, Richmond, KY 40475 Property Records

Madison County property record for 104 Millstone Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,299 sqft
Owner	Individual Name on File
Last Sale	$128,500 (Feb 2017)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R002-0002-0012`

Property Details

APN / Parcel Number

Primary APN	`R002-0002-0012`
Alternative APNs	`116189` `79266` `45556`

Interior

Stories	1 Story
Building Area	2,299 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	45556
Street Address	104 MILLSTONE DR
City	RICHMOND
State	KY
Zip	40475-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STATELAND LOT 16 BLK A
Legal Subdivision	STATELAND
Legal Block	A
Legal Lot Number	16
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1006
Census Tract	10601

Owner

104 Millstone Dr is owned and occupied by an individual who bought it in February 2017.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 MILLSTONE DR, RICHMOND, KY 40475-3527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · FHA Mortgage REPUBLIC STATE MORTGAGE CO
Feb 10, 2017	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Deed Document Number	954274
Deed Book / Page	D0741 / 155
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	104 MILLSTONE DR, RICHMOND, KY 40475-3527
Transaction Type	Mortgage
Record Updated	Mar 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 954275
Date	Feb 10, 2017
Book Page	M1727/407
Instrument	954275

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77008

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 10, 2017
Property Address	104 MILLSTONE DR, RICHMOND, KY 40475-3527
Document Number	0D0741/155
Book / Page	D0741 / 155
Map Reference	MB2 PG159
Instrument Date	Feb 9, 2017
Instrument	954274
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7491, RICHMOND, KY 40476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MILLSTONE DR, RICHMOND, KY 40475-3527

Tax Assessment & Valuation

The 2025 property tax bill for 104 Millstone Dr was $1,838 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00 Additional exemption filed	$195,000	$195,000
2023	$1,338.00 (-0.3%)	$138,000 (-)	$138,000 (-)
2022	$1,342.00	$138,000	$138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Millstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Millstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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